FHA VS Conventional loan programs in 2026 for River-Edge, Bergen County, New Jersey

In the year 2026, the conventional loan limit in River-Edge, within the county of Bergen, NJ, is established at $970,800. For a single-family home, the FHA loan cap is fixed at $970,800.

Take advantage of the Lendersa® Conventional loan calculator to gain insights into today's most competitive rates among Conventional, FHA, and USDA loans. It aids you in determining income requirements, credit reserves, and necessary documentation to qualify efficiently. With our state-of-the-art mortgage calculator, you can seamlessly make side-by-side comparisons of USDA, FHA, VA, and Conforming Conventional loans, helping you to ascertain the ideal program in NJ that aligns with your specific financial needs.

Explore and compare loan offers from a variety of 100 different lenders

Detailed breakdown of loan limits and down payment requirements for 2026 in River-Edge, within Bergen county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table pertains to the zip codes: 7661

Exploring your options: Conventional and FHA loans in River-Edge, NJ

The ambition of Lendersa® is to connect you with the finest possible Conventional, USDA, or FHA loans in a swift, uncomplicated manner. Initiate your journey by choosing one of three recommended starting points that will guide you to a selection of well-matched lenders and loan programs uniquely suited to your requirements.

Lendersa USDA loan request and matching results


  • I Fund Cities
  • 448N 10th Street, Suite 402, Philadelphia, PA, 19123
  • I Fund Cities is an alternative lending platform born from the desire to provide investors with reliable capital and a lending experience that’s all about speed, transparency, and partnership. Our company is doing things a little differently around here and some like to even call us the renegade in the lending industry - innovative and disruptive.

  • Spring Garden Lending Group LLC
  • 990 Spring Garden Street, Suite 602, Philadelphia, PA, 19123
  • A private lender specializing in bridge and permanent loans to acquire, rehab, construct and refinance real estate investment properties for rent or to flip in Philadelphia, Baltimore, Washington, DC, and Lancaster, PA and their surrounding suburbs. Spring Garden Lending now provides 30 year fixed rate financing for rental properties.

  • Redwood Mortgage Company
  • 40 Tanner Street, Suite 2, Haddonfield, NJ, 08033
  • Redwood Mortgage is a South Jersey mortgage company headquartered in Haddonfield, NJ that serves the needs of clients in New Jersey, Pennsylvania, Delaware, North Carolina and Florida. As a full-service mortgage company we service the lending needs of real estate professionals, builders and individual home buyers.

  • MS4 Consultants
  • 1 Belmont Ave, Suite 418, Bala Cynwyd, PA, 19004
  • MS4 Consultants LLC takes the time to learn your business and fully understand your financial needs. The experienced and dedicated MS4 staff makes commercial lending easy and gets you connected to financial solution options that are right for your specific needs. Our consultants have a tremendous amount of experience.

  • US Mortgageline
  • 2 Bala Plaza, Suite 800, Bala Cynwyd, PA, 19004
  • At U.S. MortgageLine we feel that there are no strangers in the world, only friends that haven't met. We are a full service mortgage lender with a simple philosophy. We give special attention to each of our clients and assist them in selecting the mortgage which best suits their individual needs.

  • CENTER CITY MORTGAGE AND INVESTMENTS LLC
  • 225 E. City Avenue, Suite 103, Bala Cynwyd, PA, 19004
  • "The Center City Mortgage & Investments website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!
    With Center City Mortgage & Investments. you're in good hands and can have the peace of mind knowing we offer a wide variety of loan program

  • Firstrust Bank
  • 15 E. Ridge Pike, Conshohocken, PA, 19428
  • Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.

  • Coastal Pacific Mortgage
  • 1 West Elm Street, First Floor, Conshohocken, PA, 19428
  • Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.

  • Main Street Mortgage Company
  • 147 Rebel Hill Road, Conshohocken, PA, 19428
  • Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.

  • COLONIAL MORTGAGE ADVISORS LLC
  • 625 W Ridge Pike, Conshohocken, PA, 19428
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.

  • MJ Mortgage Services, LLC
  • 44 Seneca Road, West Hartford, CT, 06117
  • At MJ Mortgage Services, LLC. We are a full-service mortgage company based in West Hartford, Connecticut. We specialize in Home Purchase Loans and Refinance in West Hartford. We also serve the surrounding cities in Hartford County. Whether you are buying a home or refinancing in the zip code 06117