FHA VS Conventional loan programs in River-Edge, Bergen County, New Jersey

In the year 2025, the conventional loan limit in River-Edge, within the county of Bergen, NJ, is established at $970,800. For a single-family home, the FHA loan cap is fixed at $970,800.

Take advantage of the Lendersa® Conventional loan calculator to gain insights into today's most competitive rates among Conventional, FHA, and USDA loans. It aids you in determining income requirements, credit reserves, and necessary documentation to qualify efficiently. With our state-of-the-art mortgage calculator, you can seamlessly make side-by-side comparisons of USDA, FHA, VA, and Conforming Conventional loans, helping you to ascertain the ideal program in NJ that aligns with your specific financial needs.

Explore and compare loan offers from a variety of 100 different lenders

Detailed breakdown of loan limits and down payment requirements for 2025 in River-Edge, within Bergen county, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table pertains to the zip codes: 7661

Exploring your options: Conventional and FHA loans in River-Edge, NJ

The ambition of Lendersa® is to connect you with the finest possible Conventional, USDA, or FHA loans in a swift, uncomplicated manner. Initiate your journey by choosing one of three recommended starting points that will guide you to a selection of well-matched lenders and loan programs uniquely suited to your requirements.

Lendersa USDA loan request and matching results


  • M Power Mortgage Inc.
  • 3998 Inland Empire Boulevard, Suite 400, Ontario, CA, 91764-5033
  • Mpower Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • New Threshold Mortgage Corporation
  • 2500 Caladium Dr NE, Atlanta, GA, 30345-2010
  • New Threshold Mortgage knows Atlanta and the surrounding areas of Fulton, Cobb, DeKalb, Fayetteville, Coweta, Meriwether, Troop and Gwinnett counties. We know how the expectations of the local REALTORS®, attorneys, appraisers, and so much more. With state-of-the-art technology that makes the loan process easy and fast
  • E & G Financial Services Inc.
  • 1200 Route 46 W, Suite 201, Parsippany, NJ, 07054-2154
  • E & G Financial Services Inc. has been providing the most competitive mortgage rates in New Jersey for over 28 years. We pride ourselves in providing the lowest fees and the best service to our customers. Our fixed rates and adjustable rates are the best in the state. When you are looking for low interest rates call us.
  • VGIS INC.
  • 5002 Strohm Ave, North Hollywood, CA, 90505-3068
  • VGIS arranges real estate loans in 50 states. Get your loan approval in 24 hours with the most competitive rates and terms anyplace in the country. Our experienced staff knows how important it is to stay in solid communication with our clients 7 days a week to provide updates and support while your loan is being processed.
  • Purple Lion Inc.
  • 8620 Ventura Blvd., Studio City, CA, 91640
  • Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
  • Best Capital Funding- Rancho Cucamonga
  • 11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173
  • Best Capital Funding- Rancho Cucamonga Our mission is to be the premier Mortgage banker in the communities we serve. We are dedicated to promoting the American Dream and devoted to cultivating genuine personal relationships by partnering with our customers to fulfill their unique financial needs.
  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802
  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
  • Montana Educators Credit Union
  • 2000 South Russell Street, Suite 1, Missoula, MT, 59801
  • MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union
  • Missoula Mortgage Inc
  • 1721 South Ave W, Missoula, MT, 59801
  • Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
  • Clearwater Federal Credit Union
  • 2237 34th St, Missoula, MT, 59801
  • While our name has changed, our commitment to you & to the values that have guided us for over 60 years will never change. We believe that banking should be grounded in cooperative ownership. Banking should solve problems. It should be inclusive of all walks of life. And above all, we believe banking should be a force for good in the communities