FHA VS Conventional loan in Paramus, Bergen County, New Jersey

In 2025, the conventional loan limit in Paramus, in Bergen county, NJ, is $1,089,300. On the other hand, the FHA limit for a single-family home is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator features Conforming Conventional, USDA, FHA, and VA loan options side by side, simplifying your decision on which program in NJ best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Paramus, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This table is relevant to zip codes: 07652, 07653

Discover Conventional and FHA Loan Options in Paramus, NJ

The goal at Lendersa® is to offer you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to find matching lenders and tailor-made loan programs.

Lendersa USDA loan request and matching results


  • Lord Mortgage & Loan
  • 1925 Pembroke Road, Hollywood, FL, 33020
  • We offer guidance to those trying to set up many types of financial vehicles, including ones from HARP, the VA, the SBA, and the FHA. You also can ask about obtaining loans for a variety of purposes, including doing home improvements or renovations. We’re even willing to help customers explore reverse mortgage options.
  • COMPLETE MORTGAGE
  • 2205 Hollywood Blvd, Hollywood, FL, 33020
  • Complete Mortgage, professional mortgage company specializing in residential mortgages. At Complete Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Nationwide Lending Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Nationwide Lending Direct is one of the nation's leading finance companies providing business loans from $10, 000 up to $100 million and real estate loans from $100, 000 up to $500 million. We provide in-house financing up to $15 Million and up to $500 Million through our funding network.
  • Nationwide Mortgage Direct LLC
  • 2131 Hollywood Blvd, Suite 406, Hollywood, FL, 33020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • HARD MONEY FUNDING SOURCE
  • 2021 Tyler St, Hollywood, FL, 33020
  • By calling Hard Money Funding Source today, you'll be assisted by 20+ year experienced licensed professionals.We regularly close deals in as little as five business days.We provide you with access to the best loan structures and programs available to fit your unique loan scenario.
  • UPSTATE PREMIER MORTGAGE INC
  • 2500 Hollywood Blvd, Hollywood, FL, 33020
  • Upstate Premier Mortgage of Baldwinsville opened its doors in August 2013, with the concept of providing exceptional customer service and has been growing and expanding since. We are a neighborhood business supporting the needs of our customers.Our loan officers are all licensed loan originators, licensed with the State of New York.
  • The Vanguard Mortgage
  • 1200 N Federal Hwy, Hollywood, FL, 33020
  • Vanguard Mortgage employs seasoned, highly experienced and professional team. We strive to innovate with confidence and to provide exceptional service, As a Vanguard Mortgage client, you can count on us for: Simple mortgage process, The Lowest Rates, Fast Turn-Around Times, Variety of Mortgage Programs
  • A&D Mortgage
  • 1040 S Federal Hwy, Hollywood, FL, 33020
  • A&D Mortgage (NMLS #958660) is a full service lender offering a wide spectrum of Conventional and Government mortgage products. Our knowledgeable team of experts will constantly impress you with the first-class service, that you have never experienced. At A&D Mortgage our core strengths are personal touch and unique products.
  • Cogent Bank
  • 14421 Metropolis Ave, Suite 102, Fort Myers, FL, 33912
  • Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products. Our mission is to help clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions. We believe banking is personal