Explore the differences! FHA VS Conventional loan programs in Paramus, Bergen County, New Jersey
In 2026, the conventional loan limit in Paramus, in Bergen county, NJ, is $1,089,300. On the other hand, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator features Conforming Conventional, USDA, FHA, and VA loan options side by side, simplifying your decision on which program in NJ best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Paramus, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table is relevant to zip codes: 07652
Discover Conventional and FHA Loan Options in Paramus, NJ
The goal at Lendersa® is to offer you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to find matching lenders and tailor-made loan programs.
Our Mission is To provide the highest quality financial services, through commitment to excellence and financial strength, exceeding the expectations of our members and employees. Our Vision is Commitment to making a positive difference in the financial lives of our members and in the community we serve. We want to be the financial institution.
Approved Funding is a multi-state Direct Mortgage Lender. With over three decades of perseverance, billions in mortgage financing, and thousands of satisfied clients, we have become one of the area’s fastest growing privately held mortgage banks, by distinguishing ourselves through professionalism, honesty and integrity.
RCA Capital is a direct, private lender, and Capital Advisory Company. Our team uses a common-sense approach to lending to provide 24-hour approval turn times. Our in-house underwriting allows us to expeditiously bring you to the closing table. Our asset-based mortgage programs are specifically designed for independent real estate investors and se
Gold Ring Investments Inc, is a partner to Santomenno and company in New Jersey. A small Independent Investment Management group whose primary executive sits in the lead capacity of Registered Investment Advisor, (RIA) Founded in 1975 by Rocco R. Santomenno, the company has built a strong
Founded in May 1987, Citizens Mortgage Corp is a family-owned and operated mortgage company that caters to first time home buyers and has been dedicated to serving the underserved communities. Our mission is to be the most efficient mortgage provider in the State of New Jersey, New York and Hawaii. We have been committed
201 West Passaic Street, Floor 3, Suite 304, Rochelle Park, NJ, 07662
Lends in New Jersey
H&E Telephone Federal Credit Union is a federally insured financial cooperative serving employee groups since 1967. It was originally formed for employees and family members of New Jersey Bell and AT&T. Now, H&E also serves HPAE at Englewood Hospital and several other member groups.
151 West Passaic Street, 2nd Floor, Rochelle Park, NJ, 07662
Lends in New Jersey
The Affinity Realty Capital, LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing
336 W Passaic St, Suite 310, Rochelle Park, NJ, 07662
Lends in New Jersey
Centra Capital Investments is a commercial real estate investment company offering hard money when traditional banks do not. We provide construction loans for both ground up new construction and renovation projects. Will consider both residential and commercial properties with a loan up to 100%
At Alpine Mortgage, we specialize in providing the most competitive rates and closing costs on a Connecticut, Florida, New York, New Jersey and Pennsylvania mortgage. Our goal is to make your home loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to
