Explore the differences! FHA VS Conventional loan programs in Paramus, Bergen County, New Jersey
In 2026, the conventional loan limit in Paramus, in Bergen county, NJ, is $1,089,300. On the other hand, the FHA limit for a single-family home is $1,089,300.
Use the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Evaluate the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator features Conforming Conventional, USDA, FHA, and VA loan options side by side, simplifying your decision on which program in NJ best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Paramus, Bergen County, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This table is relevant to zip codes: 07652
Discover Conventional and FHA Loan Options in Paramus, NJ
The goal at Lendersa® is to offer you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to find matching lenders and tailor-made loan programs.
6 Hutton Centre Dr, Suite 1030, Santa Ana, CA, 92707
Founded in 2009, ONY GLO, Inc. dba. Capitalend Home Loans is an independent, full-service, residential mortgage banker, located in Orange County, California, the nation’s capital of the mortgage lending industry. We are fully staffed with a team of mortgage professionals, ensuring your loan is turned around quickly and efficiently.
4 Hutton Centre Drive, Suite 1000, Santa Ana, CA, 92707
"At Kind Lending, our family of diverse and talented Kind Ambassadors are the driving force behind our new approach to the mortgage experience. They're the heart and soul of the organization and our ""People Before Profits"" mentality shines through in every department.
We continue to grow rapidly and have several open positions to fill."
6 Hutton Centre Drive, Suite 1030, Santa Ana, CA, 92707
LoanLock is a premier mortgage lender headquartered in sunny Southern California. We lend in multiple states across the nation and assist everyone from first-time homebuyers to seasoned real estate investors. As a direct lender, we process and underwrite your loans on-site, so approval decisions are faster.
402 West Stevens Avenue, Apartment D, Santa Ana, CA, 92707
"In 2013, I started Front Door Funding so that I could provide a better service to my existing mortgage clients and to enjoy the freedom of owning my own business.
By taking direct control over loan processing, I have been able to provide immediate and accurate closing estimates for my customers and their Real Estate Agents."
4 Hutton Centre Drive, Suite 760, Santa Ana, CA, 92707
William Lyon Mortgage share William Lyon Homes’ passion for excellence and service. In addition to servicing our new home clients, our seasoned team also offers an array of available options to new and existing clients including: purchase loans for resale homes, mortgage refinance options, 203K home repair loans, Foreign National loan programs.
5 Hutton Centre Drive, Suite 200, Santa Ana, CA, 92707
"Nations Direct is not just a lender -we’re your partner for prosperity. We’re continually innovating to offer our partners the highest quality service, the most competitive rates and the most efficient processes in the wholesale lending industry.
Nations Direct Mortgage specializes in residential lending,"
4 Hutton Centre Dr., Suite 500, Santa Ana, CA, 92707
HMAC must have unlimited growth potential. In order to achieve this, there should be a dedication to ensuring that there is large capital infusion which can help promote warehouse line capacity, start-up capital, and reserves that are required by the state and agencies guidelines
Home Loan Enterprise is a mortgage lending company that helps everyone get competitive mortgage rates and fees. Using the best technology tools enables clients to get through the home buying and refinance process as easy as possible. We believe everyone can minimize the cost of their mortgage.
5151 California Avenue, Suite 100, Irvine, CA, 92617
We are committed to providing outstanding customer service and the lowest home loan rates to our clients. Whether you are purchasing a new home, or refinancing your existing residence, Kertin Mortgage Group offers you the best available loan programs, trustworthy advice, and will handle your loan in a professional manner.
