FHA VS Conventional loan programs in 2025 for New-Milford, Bergen County, New Jersey

In 2025, Convetional loan limit in New-Milford, county of Bergen, NJ is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NJ is best for your particular financial situation.

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2025 loan limits and downpayment requirments in New-Milford, county of Bergen, NJ

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 7646

Conventional and FHA loan options in New-Milford, NJ

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mason Mortgage Services, Inc.
  • 581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
  • "We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence. APPLY for your HOME LOAN AND"
  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners
  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees
  • Ascend Mortgage
  • 2555 Flores St, Suite 100, San Mateo, CA, 94403
  • Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.
  • Home Lending Company
  • 601 Van Ness Avenue, Suite E441, San Francisco, CA, 94102
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Parkside Lending LLC
  • 180 Redwood Street, Suite 250, San Francisco, CA, 94102
  • Parkside Lending was founded in 2004 in San Francisco with a commitment to making a positive difference for mortgage professionals and their customers. We have produced strong returns and steady growth through the up and down cycles of the mortgage lending industry, retail and correspondent market.
  • Resource Lenders
  • 180 Redwood St., Suite 250, San Francisco, CA, 94102
  • Parkside Lending is a national wholesale and correspondent lender that cares. We’re committed to making a positive difference for both clients and their borrowers. Our sensible approach to underwriting, innovative suite of mortgage products, and proprietary technology help loan officers and lenders close more loans.
  • North Bay Credit Union
  • 397 Aviation Blvd, Suite L, Santa Rosa, CA, 95403
  • Established in 1948, North Bay Credit Union is the oldest credit union in Sonoma County & was originally called Sonoma County Grange Credit Union. It was founded by members of Sonoma County Granges who pooled their savings to help new farmers who had no access to bank credit so they could buy land & equipment to start their own farming operations.
  • Gary Lentz
  • 3700 Old Redwood Hwy, Suite 230, Santa Rosa, CA, 95403
  • As a lifelong finance professional and CPA, as well as a business leader and consultant, I bring vast experience to my home mortgage business. I take the title of mortgage advisor literally – I’m not here to sell you anything, just to advise you on your best course of action to make your home ownership, and lifestyle, dreams come true.