Conventional Loans Vs FHA in Ridgefield, NJ [in 2025]

For the year 2025, in Ridgefield, located within the county of Bergen, NJ, the conventional loan limit for a single-family home is fixed at $1,089,300. Contrastingly, the FHA limit stands at $1,089,300.

Utilize the Lendersa® Conventional loan calculator to effectively compare the prevailing rates among Conventional, FHA, and USDA loans. This tool helps you determine essential factors such as income, credit requirements, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in deciding which program is the most favorable for your specific financial circumstances within NJ.

Available Conventional and FHA Loan Options in Ridgefield, NJ

The mission of Lendersa® is to guide you towards acquiring the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Select one of the three outlined starting points designed to connect you with compatible lenders and loan programs fitting your needs.

Outcomes of Lendersa USDA loan requests and matches

(909) 321-9149 Lender's profile and map Reviews FundRite Mortgage, Inc. 3155 Sedona Court, Building C, Suite 2, Ontario, CA, 91764 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(951) 453-9774 Lender's profile and map Reviews Xstream Real Estate Services 3175-E Sedona Court, Ontario, CA, 91764 With over 15 years of experience in the mortgage industry. We have extensive knowledge in the various types of programs that are available to any level of home buyer. We work with your financial situation. From first time home buyers or if it is your 3rd or 4th time buying a property we know just the right program for you.
(909) 240-1548 Lender's profile and map Reviews Diamond Financial 3400 Inland Empire Boulevard, Ontario, CA, 91764 Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
(877) 267-4685 Lender's profile and map Reviews Ainsworth Financial Mortgage Corporation 3175-E Sedona Court, Ontario, CA, 91764 Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
(888) 779-6500 Lender's profile and map Reviews American First Lending Corp 450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366 American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
(360) 779-4567 Lender's profile and map Reviews Liberty Bank 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370 Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence
360-797-5108 Lender's profile and map Reviews First Millennium Holdings 601 1st ave suite 1400, Spokane, WA, 98580 making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
(626) 610-6302 Lender's profile and map Reviews Smith and Loans 1101 California Ave, Suite 100, Corona, CA, 92881 At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
(951) 531-1399 Lender's profile and map Reviews Pacific Mortgage Group 2045 Compton Avenue, Suite 202, Corona, CA, 92881 We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
(877) 854-5035 Lender's profile and map Reviews The Local Lenders 2451 Jamacha Road, Suite 105, El Cajon, CA, 92019 At Local Lenders, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(619) 447-1417 Lender's profile and map Reviews Consolidated Lenders Group 2037 Shire Drive, El Cajon, CA, 92019 Sandy was born in San Diego, California. She brings 40 plus solid years to the real estate finance industry. As Founder of Consolidated Lenders Group, Sandy specializes in real estate purchases for residential, commercial, land, high-rise, co-ops, syndicates, and partnerships. She endured the days of the FDIC, where the Savings
(909) 467-8600 Lender's profile and map Reviews Golden Coast Mortgage 1119 South Milliken Avenue, Ontario, CA, 91761 Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.