Explore the differences! FHA VS Conventional loan programs in Cliffside-Park, Bergen County, New Jersey

In 2025, the conventional loan limit for Cliffside-Park, situated in Bergen county, NJ, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800. These limits are crucial when planning your home financing options.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Consider the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator sets Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide on the best program in NJ for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Cliffside-Park, Bergen County, NJ

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $0 0%
FHA $970,800 3.5%

This comparison table applies to the zip codes: 7010

Exploring Conventional and FHA Loan Options in Cliffside-Park, NJ

Lendersa® endeavors to secure you the best Conventional, USDA, or FHA loan swiftly and hassle-free. Start by choosing one of three pathways to connect with matching lenders and tailored loan programs that suit your needs.

Lendersa USDA loan request and matching results


  • Vihi Mortgage Inc
  • 5725 North 5th Street, Philadelphia, PA, 19120
  • "Vihi Financial was established in 1996 to service the people of Pennsylvania. We've gained the trust of our customers by finding the best financial solutions through our dedication to quality customer service. We are licensed as insurance broker in PA and NJ. We are also licensed as PA Mortgage Broker in PA"
  • EA Lending LLC
  • 5923 N 5th Street, Philadelphia, PA, 19120
  • I'm here to solve that for you. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation & make sure that you get a low rate mortgage without the stress & hassle that's normally associated with it. Feel free to call me direct or if you prefer you can email me. Paul Kwon
  • First Bristol Federal Credit Union
  • 25 North Street, Bristol, CT, 06010
  • First Bristol Federal Credit Union is a full-service financial institution that was established in 1935. The Credit Union currently offers an array of first mortgages to fit members' needs. Our savings and loan rates are consistently better than most banks. You can handle all of your personal finances at the Credit Union.
  • US Mortgage of Pennsylvania
  • 2646 Lefevre St, Philadelphia, PA, 19137
  • U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Northeast Financial LLC
  • 48 Meriden Rd, Suite 1, Middlefield, CT, 06455
  • "NorthEast Financial is Connecticut’s Premiere Correspondent Commercial Mortgage Lender and Residential Mortgage Broker. Because of this NorthEast Financial is able to offer the best of both worlds in the Mortgage Industry. At NorthEast Financial, we pride ourselves on being experts on all of the mortgage programs available to the public."
  • Norristown Bell Credit Union
  • 1407 Erbs Mill Road, Blue Bell, PA, 19422
  • Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.
  • Vantage Point Mortgage
  • 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
  • Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.
  • Northeast Equitable Mortgage LLC
  • 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
  • Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website
  • 1st Colonial Community Bank Headquarters
  • 210 Lake Dr E, Suite 300, Cherry Hill, NJ, 08002
  • "1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking. As a community bank, we place relationships and customer service at the center of all that we do."
  • Mortgage News Channel
  • 401 Route 70 East, Cherry Hill, NJ, 08034
  • Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs. Our mission is to serve our customers with honesty, integrity and competence.