FHA VS Conventional loan programs in Ridgefield-Park, Bergen County, New Jersey
In 2025, the limit for conventional loans in Ridgefield-Park, which is part of Bergen county in NJ, is determined to be $970,800. At the same time, the FHA loan limit for a single-family home is set at $970,800. These limits provide a clear framework for potential homebuyers, ensuring they understand the maximum borrowing potential available in these specific areas.
Utilize the advanced features of the Lendersa® Conventional loan calculator to evaluate the best available rates for Conventional, FHA, and USDA loans today. This tool assists in determining necessary income, credit score, reserves, and required documentation for qualification. With our comprehensive mortgage calculator, view Conforming Conventional loans alongside USDA, FHA, and VA options, aiding in selecting the most suitable program in NJ for your financial plans.
2025 Loan Limits and Down Payment Requirements in Ridgefield-Park, County of Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
This detailed comparison table applies specifically to zip codes: 7660. Understanding these limits is crucial for setting realistic expectations about loan availability and terms in your region.
Explore Diverse Conventional and FHA Loan Options in Ridgefield-Park, NJ
The primary mission of Lendersa® is to provide you with the best possible access to Conventional, USDA, and FHA loans efficiently, eliminating unnecessary complications. We offer three strategic starting points to help connect you with the most compatible lenders and loan programs, ensuring you find the most fitting solutions tailored to your needs.
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