In 2026, the Conventional loan limit in Palisades-Park, within Bergen county, NJ, stands at $970,800, whereas the FHA limit for a single-family home is $970,800.
Make use of Lendersa®'s Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Analyze the income requirements, credit scores, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating the selection of the best program in NJ for your financial requirements.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $970,800 | 3% | |
| USDA | $0 | 0% | |
| FHA | $970,800 | 3.5% |
The above table is relevant for zip codes: 7650
Lendersa® seeks to quickly secure the best Conventional, USDA, or FHA loan options without hassle. Begin with one of three paths to find matching lenders and programs.
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