FHA VS Conventional loan in Palisades-Park, Bergen County, New Jersey
In 2026, the Conventional loan limit in Palisades-Park, within Bergen county, NJ, stands at $970,800, whereas the FHA limit for a single-family home is $970,800.
Make use of Lendersa®'s Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Analyze the income requirements, credit scores, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating the selection of the best program in NJ for your financial requirements.
Details on Loan Limits and Down Payments for 2026 in Palisades-Park, Bergen, NJ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$970,800
3%
USDA
$0
0%
FHA
$970,800
3.5%
The above table is relevant for zip codes: 7650
Explore Conventional and FHA Loan Options in Palisades-Park, NJ
Lendersa® seeks to quickly secure the best Conventional, USDA, or FHA loan options without hassle. Begin with one of three paths to find matching lenders and programs.
"At Elite Mortgage, we believe that a home is a space that offers safety and comfort. It is the mission of Elite Mortgage to provide education and guidance in the mortgage process for past, current, and future homeowners. We will be the source of up-to-date mortgage industry information and maintain high trust relationships"
We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
