In 2026, the conventional loan limit for West-Milford, located in Passaic county, NJ, is $970,800. The FHA limit for a single-family dwelling is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare the leading rates of the day for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents for qualification. Our advanced calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in NJ for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This table applies to these zip codes: 07480, 07435, 07438, 07460, 07421
Lendersa®'s goal is to secure you the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose among three starting pathways to connect with matching lenders and loan programs suitable for you.
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