FHA VS Conventional loan programs in Hardyston, Sussex County, New Jersey
For 2026, the maximum allowed Conventional loan in Hardyston, in the county of Sussex, NJ, is $1,089,300. Meanwhile, the FHA maximum for a single-family home stands at $1,089,300.
Try the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today, identifying the income, credit, reserve requirements, and necessary documents for qualification. This sophisticated mortgage calculator lays out the options for Conforming Conventional loans, as well as USDA, FHA, and VA, to assist you in selecting the optimal program for your financial circumstances in NJ.
Loan limits and downpayment specifications for 2026 in Hardyston, Sussex, NJ
Type of Loan
Maximum Limit
Required Downpayment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
The above table applies to the following zip codes: 07460
Explore Conventional and FHA Loan Solutions in Hardyston, NJ
Lendersa® is dedicated to facilitating your access to the most favorable Conventional, USDA, or FHA loans with minimal effort. Choose among three strategic starting points to align with suitable lender programs.
Lakeland Bank is the wholly-owned subsidiary of Lakeland Bancorp, Inc., with over $8 billion in total assets. With an extensive branch network and commercial lending centers throughout New Jersey and Highland Mills, NY, the Bank continues to build on its infrastructure of financial strength, profitability, efficiency and quality service.
The Family Home Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
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At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
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Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
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Union Building Trades Federal Credit Union, a unique financial institution serving the building trade unions of Northeastern U.S.. Union Building Trades Federal Credit Union is a member owned, not for profit, financial cooperative dedicated to the financial well being of its members.
959 Route 46 East, Suite 401, Parsippany, NJ, 07054
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HomeLend Mortgage is a direct lender proud to serve you with honesty, integrity, and competence. We provide home loans with the lowest interest rates and closing costs possible. HomeLend Mortgage apart from other digital mortgage & refinance providers is not just our competitive low rates and our robust array of loan programs
