Explore the differences! FHA VS Conventional loan programs in Hardyston, Sussex County, New Jersey

For 2026, the maximum allowed Conventional loan in Hardyston, in the county of Sussex, NJ, is $1,089,300. Meanwhile, the FHA maximum for a single-family home stands at $1,089,300.

Try the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today, identifying the income, credit, reserve requirements, and necessary documents for qualification. This sophisticated mortgage calculator lays out the options for Conforming Conventional loans, as well as USDA, FHA, and VA, to assist you in selecting the optimal program for your financial circumstances in NJ.

Discover loan offers from 100 different lenders

Loan limits and downpayment specifications for 2026 in Hardyston, Sussex, NJ

Type of Loan Maximum Limit Required Downpayment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The above table applies to the following zip codes: 07460, 07416, 07419

Explore Conventional and FHA Loan Solutions in Hardyston, NJ

Lendersa® is dedicated to facilitating your access to the most favorable Conventional, USDA, or FHA loans with minimal effort. Choose among three strategic starting points to align with suitable lender programs.

Lendersa's USDA loan request results


  • Jet Mortgage Group
  • 224 Datura Street, Suite 910, West Palm Beach, FL, 33401
  • Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.

  • GREYSON CAPITAL, LLC
  • 120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
  • Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.

  • Ocean Capital Lending
  • 120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
  • Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.

  • 7th Level Mortgage LLC
  • 515 North Flagler Drive Suite P-300, West Palm Beach, FL, 33401
  • 7th Level Mortgage, LLC is an award winning veteran owned mortgage company offering residential and commercial mortgage loans, home loans, refinance mortgages, Jumbo loans, FHA Mortgage, VA Mortgage, HARP loans, First Time Home Buyers, Commercial and Business loans as well as Reverse Mortgage loans.

  • Barnett Financial Services Inc
  • 2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.

  • Gulf Coast Federal Credit Union
  • 1001 Springhill Avenue, Mobile, AL, 36604
  • Live, work, worship, or attend school in Mobile County – You can join Gulf Coast Federal Credit Union. Your immediate family members may also qualify for membership in the credit union. Visit our newly renovated credit union office at 1001 Springhill Ave., Mobile, Alabama and our branch office at 4313 Downtowner Loop South, Mobile, Alabama.

  • Palm Beach Mortgage Group
  • 5589 Okeechobee Blvd STE 105, West Palm Beach, FL, 33417
  • Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We repres

  • Steve Prince | Ideal Lending Solutions, Inc |
  • 5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.

  • Palm Beach Mortgage Group
  • 5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL, 33417
  • Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Dr. Daniels and Son Investment Real Estate Capita
  • 12313 Portsmouth Terrace, Lakewood Ranch, FL, 34211
  • Dr. Daniels and Son Investment Real Estate Capital offers direct, private money for real estate investments. The Daniels family has been investing in real estate and purchasing Land Contracts and private (seller-held) notes and mortgages for three generations. Allan Daniels has been licensed in Michigan Real Estate since 1988.

  • Life Trust Lending
  • 10022 Marbella Drive, Bradenton, FL, 34211
  • The Life Trust Lending mission is to serve our customers with honesty, integrity and expertise. Our goal is to offer home loans to our clients while providing them with the lowest interest rates and closing costs in the market.
    Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.