For 2026, the maximum allowed Conventional loan in Hardyston, in the county of Sussex, NJ, is $1,089,300. Meanwhile, the FHA maximum for a single-family home stands at $1,089,300.
Try the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today, identifying the income, credit, reserve requirements, and necessary documents for qualification. This sophisticated mortgage calculator lays out the options for Conforming Conventional loans, as well as USDA, FHA, and VA, to assist you in selecting the optimal program for your financial circumstances in NJ.
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| Type of Loan | Maximum Limit | Required Downpayment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The above table applies to the following zip codes: 07460
Lendersa® is dedicated to facilitating your access to the most favorable Conventional, USDA, or FHA loans with minimal effort. Choose among three strategic starting points to align with suitable lender programs.
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