FHA VS Conventional loan programs in Allegany, Cattaraugus County, New York

During 2026, the conventional loan limit set for Allegany within Cattaraugus county, NY is $726,200. At the same time, the FHA cap for single-family homes stands at $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Determine requirements for income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in NY suits your financial needs best.

Discover loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Allegany, Cattaraugus County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This chart applies to zip codes: 14753

Conventional and FHA Loan Options in Allegany, NY

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans promptly and effortlessly. Choose from three starting points leading to matching lenders and loan programs.

Lendersa results for USDA loan requests and matching


  • Pacific Coast Financial LLC
  • 2150 North 107th Street, Suite 170, Seattle, WA, 98133
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Builders Capital
  • 5601 6th Ave S., Suite 350, Seattle, WA, 98108
  • Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.

  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.

  • Seattle’s Mortgage Broker
  • 506 2nd Ave, Suite 1400, Seattle, WA, 98104
  • At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.

  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.



    We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless

  • GLG Capital
  • 4103 Chilberg Ave SW #201, Seattle, WA, 98101
  • GLG Capital, spearheaded by Gregory Gantman, is revolutionizing the investment landscape with innovative strategies that deliver consistent growth. Our expertise in financial markets ensures informed decisions that maximize returns for our clients. We are committed to transparency, integrity, and results. Join us today and secure a prosperous finan

  • DSC Capital, LLC
  • 1809 7th Avenue, Suite 1200, Seattle, WA, 98101
  • DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.

  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.

  • Northwest Commercial Mortgage
  • 1500 Fourth Ave, Suite 600, Seattle, WA, 98101
  • Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.

  • Jay Crowell Loan Officer - Cornerstone Home Lending
  • 600 University Street, Suite 2828, Seattle, WA, 98101
  • At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience.

    Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.

  • Lendinco LLC
  • 600 University Street, Suite 2401, Seattle, WA, 98101
  • At LENDINCO, we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.