During 2026, the conventional loan limit set for Allegany within Cattaraugus county, NY is $726,200. At the same time, the FHA cap for single-family homes stands at $472,030.
Use the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Determine requirements for income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you decide which program in NY suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This chart applies to zip codes: 14753
The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans promptly and effortlessly. Choose from three starting points leading to matching lenders and loan programs.
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