Explore the differences! FHA VS Conventional loan programs in Portville, Cattaraugus County, New York

In the year 2026, the set limit for a Conventional loan in Portville, located in Cattaraugus county, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030, providing an important distinction for prospective homeowners.

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Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. It helps you determine the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to choose the most suitable program in NY based on your financial situation.

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2026 Loan Limits and Down Payment Requirements in Portville, County of Cattaraugus, NY

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable to the following zip codes: 14760

Conventional and FHA Loan Options Available in Portville, NY

The goal of Lendersa® is to help you secure the best possible loan, be it Conventional, USDA, or FHA, swiftly and efficiently. Choose one of three starting points that lead to connecting with matching lenders and suitable loan programs tailored to your needs.

  1. Submit a comprehensive request featuring Conventional/USDA/FHA loan optimization
  2. Investigate the current rates and terms for Conventional, USDA, and FHA
  3. Access the most extensive database of Conventional lenders around
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Portville Lenders


  • CCSE Federal Credit Union
  • 417 Broad Street, Salamanca, NY, 14779
  • Lends in New York

  • CCSE Federal Credit Union was founded by local teachers in 1977. Initially a teacher’s credit union, we have now expanded to serve everyone who lives or works in Cattaraugus County. CCSE is a full service financial institution. We offer savings and checking accounts, as well as low rates on a variety of lending products.

  • Cattaraugus County Bank
  • 120 Main Street, Little Valley, NY, 14755
  • Lends in New York

  • We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.

  • Allegany First Federal Credit Union
  • 27 West Main Street, Fillmore, NY, 14735
  • Lends in New York

  • Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Greater Chautauqua Federal Credit Union
  • 51 East Main Street, Falconer, NY, 14733
  • Lends in New York

  • Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • Lends in New York

  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:

    ""It's my credit union; it belongs to me.""
    When you walk into the credit union lobby, or call a loan officer

  • Southern Chautauqua Federal Credit Union
  • 168 East Fairmount Avenue, Lakewood, NY, 14750
  • Lends in New York

  • Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.

    Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.
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