FHA VS Conventional loan in Salamanca, Cattaraugus County, New York

During 2025, the permissible limit for Conventional loans in Salamanca, located in Cattaraugus county, NY, is $726,200. The FHA limit for a single-family property is set at $472,030.

Take advantage of the Lendersa® Conventional loan calculator to analyze and compare today's leading rates between Conventional, FHA, and USDA loans. Assess the required income, credit score, reserves, and necessary documentation for qualification. Using our advanced mortgage calculator, you can examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in the decision on the most suitable program in NY for your financial situation.

Investigate loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Salamanca, Cattaraugus county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to these zip codes: 14779

Exploring Conventional and FHA Loan Options in Salamanca, NY

Lendersa® is committed to obtaining the most favorable Conventional, USDA, or FHA loan for you promptly and with ease. Begin by selecting one of three pathways that align you with matching lenders and loan options.

Outcomes from Lendersa USDA loan matching


  • Clear2Mortgage Inc
  • 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
  • Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
  • Philadelphia Mortgage Brokers
  • 1243 Valley Forge Rd, Phoenixville, PA, 19460
  • Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
  • Omega Lending Group
  • 115 S Main St, Suite 300, Royal Oak, MI, 48067
  • Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.
  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Tribute Home Lending LLC
  • 615 Wilcox St, Rochester, MI, 48307
  • At Tribute Home Lending LLC, we help our clients obtain the best mortgage terms, whether for the purchase of a new home or refinancing an existing home. We are partnered with the nation's best lenders, & we take pride in fast & efficient closings. We have flexible hours, which means you can communicate with us outside of the normal business ho
  • Great Lakes Mortgage Services Inc
  • 950 W Avon Rd, Suite 3, Rochester, MI, 48307
  • At Great Lakes Mortgage Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.
  • Ascend Mortgage LLC
  • 415 South Main Street, Suite F, Rochester, MI, 48307
  • Ascend Mortgage Get the mortgage advice you need and build wealth faster with a mortgage broker! Over 20 years of experience in home loans and mortgage financing; including Conventional, FHA, VA, USDA and Jumbo home loans.broker! Over 20 years of experience in home loans and mortgage financing
  • McLellan Financial Mortgage
  • 714 North Main, Suite 101, Rochester, MI, 48307
  • McLellan Financial Mortgage opened its doors in 2000. Over the course of more than 20 years, our team has helped hundreds of people secure their first home equity mortgage loans, refinance their current home equity mortgage loans, or secure commercial mortgage loans. With the most personal service available.
  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.