FHA VS Conventional loan in Beekman, Dutchess County, New York
In 2026, the maximum for a Conventional loan in Beekman, Dutchess county, NY is $726,525, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents you need to qualify. Our tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY.
2026 Loan Limits and Down Payment Requirements in Beekman, Dutchess, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This table applies to zip codes: 12582
Conventional and FHA Loan Choices in Beekman, NY
Lendersa® aims to secure the best Conventional, USDA, or FHA loan quickly and easily. Choose from three options to connect with matching lenders and loan programs.
TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
