FHA VS Conventional loan programs in Beekman, Dutchess County, New York

In 2025, the maximum for a Conventional loan in Beekman, Dutchess county, NY is $726,525, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents you need to qualify. Our tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Beekman, Dutchess, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This table applies to zip codes: 12582, 12533, 12531, 12540, 12570

Conventional and FHA Loan Choices in Beekman, NY

Lendersa® aims to secure the best Conventional, USDA, or FHA loan quickly and easily. Choose from three options to connect with matching lenders and loan programs.

Results for Lendersa USDA loan requests


  • Beach Cities Capital
  • 24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
  • Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.
  • American Funding
  • 31463 Pacific Coast Highway, Suite 225, Dana Point, CA, 92629
  • American Funding offers its customer the best loan products that are fitted perfectly to their individual situations. We are able to say YES, when others say NO because we work with over 35 different lenders and can approve loans with as low as a 500 credit score. Our management believes that the company's success.
  • The Home Loans Co
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • We are the Home Loans Company of Anaheim California, a family owned and operated mortgage & real estate brokerage with over 18 years of experience in the home mortgage industry. Born in 2020, each day we come to work eager to help our community become home owners, leverage home equity and maximize their real estate investments.
  • Zinex Realty
  • 1701 East Lincoln Avenue, Anaheim, CA, 92805
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Wells Fargo
  • 2030 Main Street, Irvine, CA, 92614
  • Step 1: Prequalify Getting prequalified lets you know how much you can borrow, and lets sellers know you can back up your offer. Step 2: Shop Current Wells Fargo customers have exclusive access to a one-stop real estate shopping tool.1 Start your home search now. Step 3: Apply Once you've found a home, it's time to submit a mortgage applicati
  • California First National Bank
  • 4 Executive Circle, Suite 120, Irvine, CA, 92614
  • California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
  • Rate Plus Inc
  • 1920 Main Street, Suite 500, Irvine, CA, 92614
  • Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.
  • West Capital Lending
  • 24 Executive Park, Ste 250, Irvine, CA, 92614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rapid Capital Funding PC
  • 1 Park Place, Suite 600, Irvine, CA, 92614
  • At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Shore Capital Corporation
  • 2030 Main Street, Suite 1300, Irvine, CA, 92614
  • "Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health. We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."
  • Direct Banc Mortgage, Inc.
  • 2030 Main Street, Suite 1300, Irvine, CA, 92614
  • We are ready to help you finance your dream home.If you are planning to purchase a new home in the next few months one of our licensed Mortgage Bankers can guide you through the process. You can start the home financing process in just a few simple steps Take advantage of today’s low rates and lower your payment
  • NewRate Lending
  • 2010 Main Street, Suite 1250, Irvine, CA, 92614
  • NewRate Lending is a full-service mortgage bank that operates out of Irvine, California. With a family-oriented corporate culture and proven track record of success, we aim to make the mortgage loan experience simple, enjoyable and transparent from start to finish for all parties involved.