In 2026, the conventional loan limit for Dover, located in the county of Dutchess, NY, is set at $726,525. Meanwhile, the FHA limit applicable for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loan options side-by-side, enabling you to pick the best program for your financial situation in NY.
| Type of Loan | Limit | Minimum Down Payment |
| Conventional Conforming | $726,525 | 3% |
| USDA | $581,200 | 0% |
| FHA | $472,030 | 3.5% |
This comparison is relevant for the following zip codes: 12564
At Lendersa®, our objective is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with minimal effort. Begin by choosing one of the three starting routes that lead to matching lenders and loan programs tailored to your requirements.
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