Explore the differences! FHA VS Conventional loan programs in Dover, Dutchess County, New York

In 2025, the conventional loan limit for Dover, located in the county of Dutchess, NY, is set at $726,525. Meanwhile, the FHA limit applicable for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loan options side-by-side, enabling you to pick the best program for your financial situation in NY.

Explore 100 loan offers

2025 Loan Caps and Down Payment Necessities for Dover, Dutchess, NY

Type of Loan Limit Minimum Down Payment
Conventional Conforming $726,525 3%
USDA $581,200 0%
FHA $472,030 3.5%

This comparison is relevant for the following zip codes: 12564, 12594, 12522

Exploring Conventional and FHA Loan Options in Dover, NY

At Lendersa®, our objective is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and with minimal effort. Begin by choosing one of the three starting routes that lead to matching lenders and loan programs tailored to your requirements.

Outcome from Lendersa's USDA loan request process


  • AA South Florida Mortgage LLC
  • 13861 Plantation Rd #103, Fort Myers, FL, 33912
  • AA South Florida Mortgage brings a dynamic work ethic to their clients. Their practice of commitment and drive have brought them success time after time. Their dedication to making a transaction that is agreeable with you allows a smoother transition for your family. AA South Florida Mortgage is content to handle the worrisome details
  • Mortgage Warehouse
  • 13430 Parker Commons Blvd., Unit #103, Fort Myers, FL, 33912
  • Mortgage Warehouse - We are a mortgage lender that provides home loans to customers looking to purchase or refinance their home. We deliver great rates and service by handling the loan process from start to finish including underwriting and funding our loans. and also Rated A+ with the Better Business Bureau.
  • Trinity Mortgage USA, Inc.
  • 6962 East Wedgwood Avenue, Davie, FL, 33331
  • Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.
  • Allstate Funding Group
  • 12555 Orange Drive, Suite 202, Davie, FL, 33331
  • At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.
  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional
  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.
  • Southeast American Financial Group, Inc
  • 1745 N University Drive, Hollywood, FL, 33024
  • Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
  • Family Home Loans
  • 9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
  • Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
  • Progress Capital, LLC
  • 6308 Grant Street, Suite 200, Hollywood, FL, 33024
  • "Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish. Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
  • United Mortgage Group Inc
  • 8996 Taft Street, Pembroke Pines, FL, 33024
  • United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
  • Power Point Mortgage Services LLC
  • 7851 Johnson Street, Suite 101, Hollywood, FL, 33024
  • We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.