FHA VS Conventional loan programs in 2025 for Pawling, Dutchess County, New York
As of 2025, the conventional loan limit in Pawling, within the county of Dutchess, NY, is set at $726,525, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's most competitive rates across Conventional, FHA, and USDA loan options. Determine appropriate income, credit score, reserves, and necessary documentation for qualification. Our advanced mortgage calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in deciding the best program for your financial situation within NY.
2025 Loan Limits and Downpayment Requirements in Pawling, County of Dutchess, NY
Type of Loan
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This comparison table applies to the following zip codes: 12564, 12531
Insights into Conventional and FHA Loan Choices in Pawling, NY
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