FHA VS Conventional loan programs in Le-Roy, Genesee County, New York
In 2026, the loan limit for a Conventional loan in Le-Roy, located in the county of Genesee, NY is $647,200. For FHA loans, the limit for a single-family home stands at $420,680.
To compare today's best rates for Conventional, FHA, or USDA loans, use the Lendersa® Conventional loan calculator. This tool assists in determining the required income, credit rating, reserves, and documentation for qualification. With our advanced mortgage calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in making the best choice for your financial circumstances in NY.
Comprehensive overview of 2026 loan limits and down payment requirements in Le-Roy, county of Genesee, NY
Loan Category
Limit Amount
Required Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table correlates with zip codes: 14482
Options for Conventional and FHA loans in Le-Roy, NY
Lendersa® aims to quickly connect you with the optimal Conventional, USDA, or FHA loan options, minimizing stress. Select from three different starting points to discover a match with lenders and loan programs.
LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
At Genesee Valley Federal Credit Union, if you live, work, worship, go to school or volunteer in Livingston or Wyoming Counties, you are eligible to become a member. Also, included are member's immediate family- grandparents, parents, step-parents, spouse children (including adopted and step), grandchildren and siblings (step-siblings).
The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.
St. Pius X Church Federal Credit Union has been open since 1967. The credit union has assets totaling $94.07 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
In 1964, seven teachers in the Gates Chili school district started the credit union, originally named Gates Chili School District Federal Credit Union. The Gates Chili Federal Credit Union is a full-service, financial cooperative that offers a broad range of financial products and services to our members.
The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
At Ever $ Green Federal Credit Union, we strive to provide a full range of services to meet the complete financial needs of our members. Our decisions are based on what is best for our membership, not what is best for the bottom line. Ever $ Green Federal Credit Union has been open since 1968.
We provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. Our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience.
Genesee Co-op Federal Credit Union provides a broad range of affordable, quality services to increase the financial skills and wealth of our member-owners. We are responsive to the needs of our community. We are committed to social inclusiveness. We are dedicated to responsible community development and education.
