FHA VS Conventional loan in Center-Moriches, Suffolk County, New York

In 2025, Convetional loan limit in Center-Moriches, county of Suffolk, NY is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NY is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Center-Moriches, county of Suffolk, NY

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 11934, 11955

Conventional and FHA loan options in Center-Moriches, NY

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Gadsden Mortgage
  • 230 N 3rd St, Suite C, Gadsden, AL, 35901
  • "adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family. We offer a variety of loan products from construction loans"
  • ALABAMA TEACHERS CREDIT UNION
  • 702 Walnut Street, Gadsden, AL, 35901
  • Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
  • Bank of Cadiz and Trust Company Cadiz
  • 79 Main Street, Cadiz, KY, 42211
  • The Bank of Cadiz was chartered April 22, 1970 and opened for business on August 7, 1970 in a temporary location at Main and Brown Streets in Cadiz, Trigg County, Kentucky. Some 200 shareholders invested in the bank after being organized by George Bleidt, William E. Fuller, John O. Hill, T. Lacy Jones, Vance Leneave,
  • WinSouth Credit Union
  • 110 South 26th Street, Gadsden, AL, 35904
  • WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.
  • STATEWIDE MORTGAGE, LLC
  • 316 South Lewis Street, Lagrange, GA, 30241
  • Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
  • At Community Banks of Shelby County, our industry leading consumer and business credit card products offer competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. At COMMUNITY BANKS OF SHELBY COUNTY our Focus is You.
  • North Alabama Educators Credit Union
  • 2309 Whitesburg Drive South, Huntsville, AL, 35801
  • NAECU was established in 1955 to serve employees of the local Huntsville educational community and has expanded over the years. The credit union now serves over 10,500 members and has accumulated over $82,000,000 in total assets. NAECU follows the philosophy of "Not for Profit, not for Charity, but for Service".