FHA VS Conventional loan in East-Moriches, Suffolk County, New York

In 2025, the Conventional loan limit for East-Moriches, situated in Suffolk county, NY, is $970,800, while the FHA limit for a single-family home is $970,800.

Leverage the Lendersa® Conventional loan calculator to survey and contrast the prime rates of today between Conventional, FHA, and USDA offerings. Assess the required income, credit criteria, reserves, and documentation needed for eligibility. Employ our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most appropriate program in NY for your financial scenario.

Investigate loan offers from an array of 100 lenders

Loan limits and down payment details for 2025 in East-Moriches, Suffolk county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table is relevant to zip codes: 11940

Exploring Conventional and FHA loan choices in East-Moriches, NY

The aim of Lendersa® is swiftly securing the best possible Conventional, USDA, or FHA loan with ease. Choose one of the three options below for matching lenders and tailored loan programs.

Outcomes from Lendersa USDA loan requests


  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
  • Northwest Community Credit Union
  • 545 E 8th Ave, Eugene, OR, 97401
  • As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
  • Strategic Mortgage Solutions Inc
  • 911 Country Club Rd, Suite 390, Eugene, OR, 97401
  • We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
  • Paramount Mortgage Company
  • 975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
  • We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
  • Eugene Mortgage Brokers
  • 1310 Coburg Rd, Suite 1, Eugene, OR, 97401
  • Eugene Mortgage Brokers We’re proud to be a broker, not a bank. It means we do the shopping and you get the best loan terms and advice. We are experts at what we do because we specialize in mortgages. We are locally owned and operated.broker, not a bank. It means we do the shopping and you get the best loan terms and advice
  • Stepping Stone Mortgage
  • 272 W. 11th Avenue, Eugene, OR, 97401
  • "Stepping Stone Mortgage where our Focus is on Friendly, Knowledgeable and Reliable Customer Service. We are locally owned and operated. Stepping Stone has built a strong reputation as an outstanding Eugene mortgage broker company. We have the best and most experienced residential mortgage brokers."
  • SELCO Community Credit Union
  • 299 E 11th Ave, Eugene, OR, 97401
  • When you open an account at SELCO, you become more than a customer—you’re a member-owner. SELCO is a not-for-profit financial institution that serves our members by providing affordable products and services.Since 1936, SELCO Community Credit Union has worked to develop life-long relationships with our members.
  • Welcome Home Loans
  • 1203 Willamette St, Suite 150, Eugene, OR, 97401
  • We have built a strong reputation as an outstanding mortgage brokerage, serving the lending needs of real estate professionals, builders, and individual home buyers throughout Oregon and Washington. We’re a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
  • Gorilla Capital
  • 1342 High Street, Eugene, OR, 97401
  • Founded in 2006, Gorilla Capital is a privately held investment fund with a focus on distressed real estate. Through its own initiatives, and by providing select fix and flip real estate investors throughout the United States with the resources necessary to buy, remodel and sell distressed properties, Gorilla Capital is actively engaged in the revi
  • Cetan Funds
  • 72-C Centennial Loop Suite 500, Eugene, OR, 97401
  • Cetan Funds is a private lender in Oregon, for developers, builders, and investors based in Oregon and focused on Lane County. Our team has over 40 years of local lending experience as well as over 20 years in local real estate development, giving us a unique perspective on the needs of professional borrowers in the county and state.