For 2026 in Mastic-Beach, which is part of Suffolk county in NY, the allowable limit for a Conventional loan is $970,800, while that for FHA loans remains at $970,800 for single-family homes.
The Lendersa® Conventional loan calculator is available for you to compare today's best rates among Conventional, FHA, and USDA options, and to ascertain the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator displays options like Conforming Conventional, USDA, FHA, and VA in parallel, aiding in the selection of the most suitable program in NY for your financial needs.
Compare offerings from a network of 100 lenders
| Type of Loan | Loan Max | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
Applies to these zip codes: 11951
The aim of Lendersa® is to secure optimal Conventional, USDA, or FHA loans swiftly and efficiently. Choose from three different starting points to connect with the right lenders and loan options.
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