FHA VS Conventional loan in Mastic, Suffolk County, New York
In 2025, the Conventional loan limit in Mastic, which is in the county of Suffolk, NY, stands at $1,089,300. Additionally, the FHA limit for a single-family home reaches $1,089,300.
Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Identify the necessary income, credit, reserves, and documents to qualify. Our modern mortgage calculator allows you to see and compare Conforming Conventional loans, USDA, FHA, and VA options side by side. This comparison helps decide the most suitable program for your financial situation in NY.
2025 loan limits and down payment needs in Mastic, in the county of Suffolk, NY
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Note: This comparison table is relevant for zip codes: 11950
Explore Conventional and FHA loan options in Mastic, NY
The mission of Lendersa® is to swiftly and effortlessly secure the best Conventional, USDA, or FHA loans for you. Choose from one of three starting methods, leading to effectively matching lenders and loan programs tailored to your needs.
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Fidelity Bank is on LinkedIn to celebrate our team members.
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