Explore the differences! FHA VS Conventional loan programs in East-Northport, Suffolk County, New York
For 2025, the Conventional loan limit in East-Northport, within Suffolk county, NY, is $970,800. In contrast, the FHA limit for a single-family home is $970,800.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's top rates between Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool allows you to examine Conforming Conventional loans alongside USDA, FHA, and VA options, helping you make the best choice in NY for your financial scenario.
2025 Loan Limits and Down Payment Requirements in East-Northport, NY
Type
Maximum Loan
Down Payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table is relevant to the following zip codes: 11768, 11731
FHA and Conventional Loan Options in East-Northport, NY
Lendersa® aims to swiftly deliver the best possible loans—be it Conventional, USDA, or FHA—with minimal hassle. Begin with one of three pathways to link with appropriate lenders and programs.
Origin Bank, formerly Community Trust Bank, is a Louisiana-chartered bank serving Louisiana, Texas and Mississippi. For over 100 years, we have provided a wide range of traditional banking services and are combining our industry expertise with modern applications to make banking easy both online and offline.
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