FHA VS Conventional loan programs in Smithtown, Suffolk County, New York
In 2025, the conventional loan limit for Smithtown in the county of Suffolk, NY, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
With the Lendersa® Conventional loan calculator, you can compare today's best rates among Conventional, FHA, and USDA loans, assessing income, credit, reserves, and the necessary documents for qualification. Utilizing our sophisticated mortgage calculator, you can see Conforming Conventional loans along with USDA, FHA, and VA loans side-by-side, aiding in deciding which program in NY fits your financial goals.
Loan Limits for 2025 and Down Payment Requirements in Smithtown, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Note: The comparison table is applicable to zip codes: 11768, 11767, 11725, 11754, 11787, 11780, 11788
Conventional and FHA Loan Opportunities in Smithtown, NY
The objective of Lendersa® is to swiftly connect you with the best available Conventional, USDA, or FHA loans without any hassle. Choose from one of three starting points designed to match you with suitable lenders and loan programs.
Northwest Bank is a privately held community bank focused on serving the specific needs of businesses in Washington, Oregon, Idaho and Utah. Our experienced bankers deliver customized financial solutions and exceptional customer service. We do that by getting to know you, your business and your aspirations, first.
At Health Care Idaho Credit Union, membership equals ownership. We are a non-profit organization committed to providing our members with the best personalized service possible. We offer low interest rates on loans, minimal account fees and all accounts are insured by NCUA.
Our mission is to provide excellence in personal financial services.
Shoreline Mortgage started in Boise, Idaho in 2010 as small business who wanted to be different than typical banks. The Shoreline team has over 17 years of experience and we pride ourselves on being from the communities we serve as well as being personable and professional while maintaining confidentiality and transparency with every client.
800 West Main Street, Suite 1460, Boise, ID, 83702
Mortgage Professionals of Sun Valley, your premier mortgage company in Boise, ID & the surrounding area. We provide a variety of mortgage services, including residential mortgage, commercial mortgage, home loans, jumbo loans, & refinance. We have the skill and experience necessary to serve as your full-service mortgage broker and mortgage lender.
950 W Bannock Street, Suite 1100, Boise, ID, 83702
Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Benchmark is a full-service mortgage banker and seller-servicer. Founded in 1999, the company is headquartered in Plano, TX . We’re licensed in 48 states across the United States and service loans nationwide. We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence
Payette Financial is a direct private money lender specializing in financing difficult transactions that conventional lenders avoid. We also buy performing and non-performing commercial loans from third parties. We offer funds to borrowers in Idaho, Arizona, Colorado, Montana, Nevada, New Mexico, Oregon, Utah, Washington, and Wyoming (and possibly
A full-service mortgage brokerage that offers truly affordable home loans. Come be pleasantly surprised by the personalized consultation, timely closings, and loan terms that are always with your best interest at heart. Inexpensive does not have to be lower quality - see for yourself how we shop for best price
