FHA VS Conventional loan programs in Huntington, Suffolk County, New York

As of 2025, the conventional loan ceiling for Huntington within the county of Suffolk, NY is set at $1,089,300. At the same time, the FHA limit for a single-family home reaches $1,089,300.

Utilize the Lendersa® Conventional loan calculator to contrast today's rates: Conventional versus FHA versus USDA. Determine the necessary income, credit, reserves, and documents to qualify seamlessly. With our sophisticated mortgage calculator, you can simultaneously view Conforming, USDA, FHA, and VA loans, helping you select the best option available in NY for your financial circumstances.

Explore loan options from a pool of 100 lenders

Find out 2025 Loan Limits and Down Payment Needs in Huntington, County of Suffolk, NY

Category of Loan Maximum Loan Amount Minimum Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

Take note: This table applies to the following zip codes: 11768, 11740, 11743, 11746, 11747, 11724, 11725, 11721, 11731, 11775

Available FHA and Conventional Loan Options in Huntington, NY

Our mission at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans in the quickest and least cumbersome manner. You have three different starting points to choose from, each leading to a match with ideal lenders and loan strategies.

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  • Inventive Home Lending
  • 1400 E. Southern Ave, Suite 615, Tempe, AZ, 85282
  • We understand that the purchase of your home is most likely the largest and sometimes most daunting financial decision you'll ever make. That's why we recognize the importance of the right financing. Not only do you want to be assured that you're financing at the best interest rate, you also want the pre-approval, application
  • Lender Estimate LLC
  • 64 E Broadway Rd Suite 212, Tempe, AZ, 85282
  • Lender Estimate Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Lending Studios LLC
  • 64 East Broadway Road, Suite 200, Tempe, AZ, 85282
  • Lending Studios was created because we believe customers are being underserved believing only large banks or lending institutions have the best options to serve them. More times than not, banks are highly limited in what they can provide, who they can provide it to, and are unjustly priced high because they are so focused on regulation.
  • Legacy Mortgage and Investment Corporation
  • 4500 South Lakeshore Drive, Suite 339, Tempe, AZ, 85282
  • At Legacy Lending USA. We are a full service mortgage company based in Tempe, Arizona. We specialize inFHA Mortgages and Conventional Loans in Tempe, Arizona. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership
  • AZ FINANCIAL, LLC
  • 4500 S. Lakeshore Drive Suite 328, Tempe, AZ, 85282
  • AZ Financial, LLC where trust is everything! We are excited to see that you have found our website and look forward to putting our 24 years of full time mortgage experience to work for you! We offer the best mortgage tools available on the internet with easy convenient online shopping.
  • Setabay LLC
  • 22601 N 19th Ave, Suite 112, Phoenix, AZ, 85027
  • We Specialize in Private Hard Money Loans. If You Are Not Using Setabay You’re Probably Paying Way Too Much. Setabay LLC is a Arizona Private Hard Money Lender. Lending on Commercial, Investor, Rental, Fix and Flip, Multi Family. Licensed AZ Mortgage Broker and Licensed Loan Originator NMLS 1057417.
  • Goettl Mortgage Corporation
  • 2550 W Union Hills Dr, Suite 350, Phoenix, AZ, 85027
  • Goettl Mortgage Corporation since 2018. Laurie serves as a guiding light with the “Clients First” attitude that sets an example to her employees. Her ability as a leader has proven to be a benefit in spearheading every endeavor, she has been a part of in the business field. Also, she has hands-on experience with management, loan origination.
  • DGS Capital and Loans
  • 2550 N Union Hills Drive, Suite 350, Phoenix, AZ, 85027
  • At DGS, we are a full service Real Estate and Mortgage Brokerage. We have experts at your fingertips that can help you through every stage of the home buying process. Our loan originators have a constant eye on the market and are able to advice you on the best time to lock in your rates.