FHA VS Conventional loan in Huntington, Suffolk County, New York
As of 2026, the conventional loan ceiling for Huntington within the county of Suffolk, NY is set at $1,089,300. At the same time, the FHA limit for a single-family home reaches $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast today's rates: Conventional versus FHA versus USDA. Determine the necessary income, credit, reserves, and documents to qualify seamlessly. With our sophisticated mortgage calculator, you can simultaneously view Conforming, USDA, FHA, and VA loans, helping you select the best option available in NY for your financial circumstances.
Find out 2026 Loan Limits and Down Payment Needs in Huntington, County of Suffolk, NY
Category of Loan
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Take note: This table applies to the following zip codes: 11768
Available FHA and Conventional Loan Options in Huntington, NY
Our mission at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans in the quickest and least cumbersome manner. You have three different starting points to choose from, each leading to a match with ideal lenders and loan strategies.
Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.
Mortgage Cube makes sure we are in good compliance with banking departments Gabriel Ciccone, the owner of Mortgage Cube's secret is technology, knowledge, consulting with one client at a time and knowing market trends long before it became trendy. This has given our company an advantage over our competition.
JMK Financial is an independent, boutique mortgage company dedicated to providing custom and comprehensive service to our broad range of clients. We offer a wide variety of loan products to meet every need, from first-time home loans and mortgage refinancing to construction lending and reverse mortgages.
EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre
155 East Main Street, Suite 240, Smithtown, NY, 11787
Lends in New York
WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
Lends in New York
Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
Lends in New York
All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
180 East Main Street, Suite 206, Smithtown, NY, 11787
Lends in New York
Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
Lends in New York
BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
