As of 2026, the conventional loan ceiling for Huntington within the county of Suffolk, NY is set at $1,089,300. At the same time, the FHA limit for a single-family home reaches $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast today's rates: Conventional versus FHA versus USDA. Determine the necessary income, credit, reserves, and documents to qualify seamlessly. With our sophisticated mortgage calculator, you can simultaneously view Conforming, USDA, FHA, and VA loans, helping you select the best option available in NY for your financial circumstances.
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| Category of Loan | Maximum Loan Amount | Minimum Down Payment | |
| Conventional Conforming | $1,089,300 | 3% | |
| USDA | $776,600 | 0% | |
| FHA | $1,089,300 | 3.5% |
Take note: This table applies to the following zip codes: 11768
Our mission at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans in the quickest and least cumbersome manner. You have three different starting points to choose from, each leading to a match with ideal lenders and loan strategies.
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