FHA VS Conventional loan in Huntington, Suffolk County, New York
As of 2025, the conventional loan ceiling for Huntington within the county of Suffolk, NY is set at $1,089,300. At the same time, the FHA limit for a single-family home reaches $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast today's rates: Conventional versus FHA versus USDA. Determine the necessary income, credit, reserves, and documents to qualify seamlessly. With our sophisticated mortgage calculator, you can simultaneously view Conforming, USDA, FHA, and VA loans, helping you select the best option available in NY for your financial circumstances.
Find out 2025 Loan Limits and Down Payment Needs in Huntington, County of Suffolk, NY
Category of Loan
Maximum Loan Amount
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Take note: This table applies to the following zip codes: 11768, 11740, 11743, 11746, 11747, 11724, 11725, 11721, 11731, 11775
Available FHA and Conventional Loan Options in Huntington, NY
Our mission at Lendersa® is to deliver the best available Conventional, USDA, or FHA loans in the quickest and least cumbersome manner. You have three different starting points to choose from, each leading to a match with ideal lenders and loan strategies.
Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.
Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.
Willis-Knighton Federal Credit Union was founded to provide employees of Willis-Knighton Hospitals and related organizations with financial resources at favorable rates. Willis-Knighton Federal Credit Union has been to provide the employees of Willis-Knighton Hospitals and related organizations with the best possible financial services.
CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
The Idabel National Bank was founded in 1921 and has operated in McCurtain County as an independent community bank since its inception. The bank has been locally owned and operated for many decades, with the current ownership in place since 1968. Additionally, due to the structure of the bank’s retirement plan for its employees.
The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness.
Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.
The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
