During 2025 in Middle-Island, situated in the county of Suffolk, NY, the Conventional loan limit is set at $970,800, while the FHA limit for a single-family home stands at $970,800.
Use the Lendersa® Conventional loan calculator to evaluate top current rates among Conventional, FHA, and USDA loans. It determines essential qualifications like income, credit, reserves, and documentation needs. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans compared side by side, facilitating the choice of the best financial program available in NY.
Review loan options from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table is applicable to the zip codes listed as: 11953
The mission of Lendersa® is to efficiently get you the optimal Conventional, USDA, or FHA loan without unnecessary hassle. You can begin by selecting one of three pathways that guide you to matching with suitable lenders and loan plans.
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Bridge Loan Guides
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