FHA VS Conventional loan programs in 2025 for Northport, Suffolk County, New York

In the year 2025, the conventional loan maximum in Northport, situated in Suffolk county, NY, is set at $1,089,300. Meanwhile, the FHA loan ceiling for a single-family house is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to evaluate current Conventional, FHA, and USDA loan rates and figure out the income, credit rating, reserves, and necessary documentation to qualify. With our comprehensive mortgage calculator, you can analyze Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you determine which program in NY best fits your financial requirements.

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2025 Loan Limits and Downpayment Specifications in Northport, Suffolk, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is pertinent to these zip codes: 11768

Explore Conventional and FHA Loan Options in Northport, NY

The primary objective of Lendersa® is to offer you the most favorable Conventional, USDA, or FHA loan swiftly and without complications. Start with one of three options to find compatible lenders and loan schemes.

Explore USDA loan requests and matching solutions with Lendersa


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  • B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States. B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
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  • Allways Financial Services Inc.
  • 1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
  • AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
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