FHA VS Conventional loan programs in Wawarsing, Ulster County, New York

As of 2025, the limit for Conventional loans in Wawarsing, located in Ulster county, NY, stands at $726,200. In contrast, the FHA's cap for a single-family dwelling is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current options: Conventional vs. FHA vs. USDA rates. It also helps identify required income, credit, reserves, and documentation. Our enhanced mortgage calculator places Conventional Conforming loans, USDA, FHA, and VA side by side for easy decision-making tailored to your financial scenario in NY.

Explore loan offers from a network of 100 lenders

Loan limits and down payment requirements for 2025 in Wawarsing, Ulster county, NY

Type of Loan Limit on Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 12435, 12483, 12420, 12428, 12446, 12458, 12489

Options for Conventional and FHA loans in Wawarsing, NY

The objective of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan efficiently and with minimal stress. Choose from three starting points to connect with matching lenders and loan setups.

Lendersa USDA loan request matching results


  • 1st Colorado Mortgage Solutions, Inc.
  • 2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
  • At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
  • Red Rocks Credit Union
  • 8195 SouthPark Lane, Littleton, CO, 80120
  • We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
  • Louviers Mortgage Group
  • 1101 W Mineral Ave, Suite 101, Littleton, CO, 80120
  • "ouviers Mortgage Group, LLC is your premier mortgage expert located in Louviers, Colorado. We pride ourself on offering some of the lowest rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado. Whether you are first time home buyer, purchasing your dream home."
  • PCM Funding LLC
  • 5640 South Sycamore Street, Littleton, CO, 80120
  • We are a local company in southwest Littleton, with over 30 years of experience in mortgage lending. Not only is our office located in your community, but we live here too. We proudly support other businesses in our neighborhood and appreciate the patronage from our neighbors, friends and colleagues in the Denver metro area.
  • Colorado Home Mortgages Inc
  • 621 SouthPark Drive, Suite 300, Littleton, CO, 80120
  • Colorado Home Mortgages, Inc. is simply the best source for home financing. Call today to find why CHM is different: Upfront information with no credit check, no obligation and expert financing advice from only licensed mortgage loan originators. Our representatives work with you from consultation to closing and we do this on time.
  • Reed Mortgage Corporation
  • 26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120
  • "At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including Buying a home etc.."
  • Hard Money Mike
  • 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
  • Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide: In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.) Fund up to 90% of purchase and 80% of rehab. Higher loan-to-value loans.
  • United Home Mortgage Network Inc
  • 3650 Rebecca Lane, Colorado Springs, CO, 80917
  • Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
  • Cabaka Mortgage
  • 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
  • Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.