FHA VS Conventional loan programs in Neversink, Sullivan County, New York

In 2026, the conventional loan limit for Neversink, in the county of Sullivan, NY, stands at $726,200, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today’s best rates for Conventional, FHA, and USDA loans, determining required income, credit, reserves, and documentation. This advanced tool enables a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program for your specific financial circumstances in NY.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Neversink, Sullivan, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 12758

Available Loan Options in Neversink, NY

The primary goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan swiftly and efficiently. Select from three starting points that match you with suitable lenders and loan programs.

See Lendersa's USDA loan request and matching outcomes


  • Bridge Loan Financial
  • 500 Newport Center Drive, Suite 570, Newport Beach, CA, 92660
  • Bridge Loan Financial, Inc. is a private mortgage lender with the financial resources to fund loans up to $10 million on residential and commercial properties throughout California. As a direct portfolio lender, we have the capability to close loans fast without the stringent credit requirements of commercial banks.

  • Frogg Realty & Lending
  • 9852 Katella Ave, Suite 321, Anaheim, CA, 92804
  • We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.

  • Prima Funding Inc
  • 829 S Westvale Dr, Anaheim, CA, 92804
  • Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire

  • Ayvaz Capital Group Inc.
  • 13243 Raven Street, Sylmar, CA, 91342
  • Ayvaz Capital Group Inc. is a dynamic investment firm specializing in strategic asset management, private equity, and venture capital. We drive growth by identifying high-potential opportunities and leveraging deep market insights. Our commitment to innovation, financial expertise, and strategic partnerships empowers businesses to scale and thrive

  • Lighthouse Financial Enterprises, Inc
  • 110 Wallace Rd. NW, Salem, OR, 97304
  • At Lighthouse Financial Enterprises, Inc. our mission is to set a high standard in the mortgage industry.We are committed to quality customer service- putting the people we serve first.Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for your family from the many mortgage options.

  • Jenny Kuball | Capitol Mortgage Company Loan Officer
  • 2254 Wilmington Ave NW, Salem, OR, 97304
  • As a locally owned company with operations in the greater Salem and Portland metro areas, we are passionate about helping our fellow Oregon residents and investors. We proudly offer a significant range of financing programs, including conventional, FHA, VA, USDA, and even private money financing.

  • Lending Corner
  • 950 S Coast Dr #155, Costa Mesa, CA, 92626
  • Specializing in arranging private, hard money loans backed by qualifying real estate assets to satisfy your financial needs.

    Lending Corner employs a team of real estate finance experts ready to assist in securing a private money loan for your financial needs. Whatever the goal – cash out, bridge loan, refinance, acquisition – we offer high LTV

  • Megan Doonan
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs

  • LoanSnap Holdings Inc.
  • 3070 Bristol Street, Suite 200, Costa Mesa, CA, 92626
  • LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan.

    With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option

  • FlexPoint, Inc.
  • 151 Kalmus Drive, A 102, Costa Mesa, CA, 92626
  • FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,

  • Sovereign Lending Group Incorporated
  • 3540 Howard Way, Costa Mesa, CA, 92626
  • Our goal is to offer the best refinance rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage,