FHA VS Conventional loan programs in 2026 for Fayetteville, Onondaga County, New York

For the year 2026, in the county of Onondaga within Fayetteville, NY, the limit for Conventional loans is set at $726,200, whereas the FHA loan limit is $472,030 for homes with a single family.

View today's Conventional loan rates at Lendersa
Compare loan calculators

Use the Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. This tool assists in determining qualifications like income, credit, reserves, and documentation. With our sophisticated mortgage calculator, examine Conforming Conventional, USDA, FHA, and VA loans side by side to choose the optimal program for your monetary situation in NY.

Get and compare offers from 100 different lenders

Loan limits and down payment requirements for 2026 in Fayetteville, Onondaga county, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 13066

Options for Conventional and FHA loans in Fayetteville, NY

At Lendersa®, the aim is to swiftly secure the most advantageous Conventional, USDA, or FHA loan. Start from three unique points that align you with the right lenders and loan programs.

  1. Complete request optimizing for Conventional/USDA/FHA loans
  2. Find initial rates & terms for Conventional, USDA, FHA
  3. Explore the largest Conventional lenders database
Lendersa USDA loan request and matching results



  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210

  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed

  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210

  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.

  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210

  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg

  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210

  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.

  • Crawford Park Financial Inc.
  • 9301 WILSHIRE #506, Beverly Hills, CA, 90210

  • Crawford Park Financial is a team of dedicated professionals with many years of hands-on experience.

    We’re people just like you who strongly believe in the value of investing in real estate. We’re people you can get to know and trust to make solid decisions with your investment dollars.

  • Folsom Lake Lending
  • 981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762

  • Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.

  • Van Patten Mortgage Group
  • 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762

  • The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.

  • Western Heritage Financial, Inc.
  • 4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762

  • At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.

  • Equip Capital Group, Inc
  • 989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762

  • Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.

  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035

  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA