FHA VS Conventional loan in Cicero, Onondaga County, New York

In 2025, the conventional loan limit for Cicero, within Onondaga county, NY, stands at $726,200. The FHA limit, applicable for a single-family home, is $472,030.

The Lendersa® Conventional loan calculator helps compare today's leading rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and paperwork needed for qualification. Our sophisticated mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the ideal program in NY for your particular financial situation.

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Information on 2025 Loan Limits and Down Payment Requirements in Cicero, Onondaga, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 13057, 13212, 13029, 13039, 13030

Conventional and FHA Loan Choices in Cicero, NY

The mission of Lendersa® is to connect you speedily with the best possible Conventional, USDA, or FHA loan with minimum hassle. Choose one of three paths to link with matching lenders and fitting loan programs.

Results from Lendersa's USDA loan request and matching process


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  • First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
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