FHA VS Conventional loan in Manlius, Onondaga County, New York

For 2025, the conventional loan cap in Manlius, located in the county of Onondaga, NY, is at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA options. Evaluate the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in NY suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Manlius, Onondaga, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is applicable for zip codes: 13057, 13104, 13116, 13066, 13082

Exploring Both Conventional and FHA Loan Options in Manlius, NY

The purpose of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loan options with minimal hassle. Start with one of three strategies that pair you with the right lenders and loan packages.

Insights from Lendersa's USDA loan request matching results


  • first federal Bank
  • 1300 McFarland Blvd NE, Tuscaloosa, AL, 35406
  • First Federal Bank loan originators are eager to help you with your home loan needs. We listen carefully to each borrower & use our diverse mix of lending products to fit your situation. Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies
  • Community Point Bank
  • 13218 Railroad Avenue, Russellville, MO, 65074
  • Community Point Bank is dedicated to helping our customers achieve financial success by focusing on their financial needs and delivering quality services. We strive to exceed the expectations of our customers, employees and shareholders in all of our services and to contribute to the betterment of the community.
  • BNA Bank
  • 133 E Bankhead St, New Albany, MS, 38652
  • Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
  • Healthnet Federal Credit Union
  • 1591 Chickering Lane, Cordova, TN, 38016
  • Our mission is to financially counsel and serve members of the health care community with a full range of quality financial services which are competitive, and promote the financial well-being of our membership and the overall safety and soundness of our organization. HealthNet Federal Credit Union was founded in 1955 to serve the financial needs.
  • TruStar Federal Credit Union
  • 601 Fourth Street, International Falls, MN, 56649
  • TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
  • The Bank of Vernon
  • 44825 Highway 17, Vernon, AL, 35592
  • Bank of Vernon's history dates back to November 11, 1911, becoming the first bank in Alabama chartered by the Alabama Banking Department. Our first location was courthouse square. Bank of Vernon has endured the challenging time of the Great Depression and other economic downtimes prevailing as a strong, well-capitalized hometown, independent ban
  • Alabama Home Mortgage Loans
  • 242 Peace Church Rd, Suite A, Wetumpka, AL, 36093
  • "We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans. Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."
  • Bank of Bartlett
  • 678 N Germantown Parkway, Cordova, TN, 38018
  • "Bartlett Mortgage, Inc., will help. The Bartlett Mortgage team loves helping individuals and families throughout greater Memphis hang their hat in their new home. We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.
  • Community Mortgage
  • 142 Timber Creek Drive, Cordova, TN, 38018
  • Community Mortgage; our name says it all. Mortgages are all we do, and we are experts at it. We're committed to serving you with on time closing, local underwriting/decision making, expert support personnel and exceptional communication. We know your neighborhoods, understand your needs and we're here for you, every step of the way.
  • Bank of Iberia
  • 841 East Hwy 42, Iberia, MO, 65486
  • Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
  • Power Co-op Employees Credit Union
  • 1208 North 13th Street, Humboldt, IA, 50548
  • Power Co-op Employees Credit Union was chartered in 1956. From 29 members and $356 in assets after the first month of operation, it has grown to over 2046 members and $53 million in assets today. Membership in Power Co-op Employees Credit Union is open to employees of Corn Belt Power and its distribution cooperatives.