For 2026, the conventional loan cap in Manlius, located in the county of Onondaga, NY, is at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA options. Evaluate the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in NY suits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison is applicable for zip codes: 13057
The purpose of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loan options with minimal hassle. Start with one of three strategies that pair you with the right lenders and loan packages.
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