FHA VS Conventional loan programs in 2025 for De-Witt, Onondaga County, New York
In 2025, the conventional loan limit for De-Witt, found in Onondaga county, NY, is $647,200, while the limit for an FHA loan for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents needed for qualification. Our enhanced mortgage calculator shows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in NY that fits your financial needs.
2025 Loan Limits and Down Payment Requirements in De-Witt, Onondaga, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table is applicable to the zip codes: 13057, 13211, 13214, 13224, 13078, 13206, 13066
Discover the Conventional and FHA Loan Choices in De-Witt, NY
Lendersa® aims to connect you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Select from three initial pathways to align with matching lenders and suitable loan programs.
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