Explore the differences! FHA VS Conventional loan programs in Mineola, Nassau County, New York

In the year 2025, the Conventional loan cap in Mineola, located in Nassau county, NY, is $1,089,300. Meanwhile, the FHA loan threshold for a single-family house is $1,089,300.

Use the Lendersa® Conventional loan calculator to find the best rates among today's Conventional, FHA, and USDA options and determine the income, credits, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide on the most suitable program in NY for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Mineola, County of Nassau, NY

Loan Type Loan Cap Minimum Downpayment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is relevant to zip codes: 11501

Explore Conventional and FHA Loan Options in Mineola, NY

At Lendersa®, our mission is to help you acquire the best possible Conventional, USDA, or FHA loan quickly and effortlessly. You can begin with one of three starting options that lead to matching lenders and loan opportunities.

See results for USDA loan requests with Lendersa


  • Mortgage United LLC
  • 2 S Wahsatch Ave, Suite 100, Colorado Springs, CO, 80903
  • UMortgage is a local mortgage broker serving home buyers and clients in Colorado. With access to innovative technology and a centralized support team, Herman Combs ensures a faster, easier, and cheaper loan process. broker serving home buyers and clients in Colorado. With access to innovative technology
  • Peak Seven Mortgage
  • 118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
  • Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs
  • Lender Works LLP
  • 711 North Cascade Avenue, Suite 100, Colorado Springs, CO, 80903
  • Hans Fetterhoff prides himself on taking an honest and educated approach to each and every unique situation that he encounters with his clients. Hans has the knowledge, experience and professionalism that real estate buyers demand in this difficult market. If you're looking for an experienced, efficient and professional mortgage lender.
  • Elevation Mortgage LLC
  • 7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
  • "ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND. Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
  • The Abair Team Mortgages
  • 1 S Tejon St, Colorado Springs, CO, 80903
  • Making your dream of home ownership a reality is our business at The Abair Team Mortgages. We are your premier mortgage consultant in Colorado Springs, CO, guiding you through every step in the process of home buying and obtaining a mortgage. Our team of mortgage lenders seeks to provide you with a stress-free mortgage experience
  • 719 Lending
  • 104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
  • 719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
  • America's Mortgage
  • 4891 Independence Street, Wheat Ridge, CO, 80033
  • America’s Mortgage is ranked among the top ten lenders in the Denver Metro area. We remain on top by providing the best loan options along with local service. We actively incorporate new ideas and strategies while remaining true to the conservative business practices that have allowed us to succeed.
  • Paradyme Mortgage Inc
  • 4380 Harlan Street, Suite 100, Wheat Ridge, CO, 80033
  • Paradigm (the original spelling of the word), has a meaning of being “worthy of duplication; standing out above the rest”. That was the philosophy at the onset of the founding of Paradyme, that we were above the rest, and well worthy of duplication. We are local, family owned mortgage company that really cares about your loan needs
  • Foothills Credit Union
  • 7990 W Alameda Ave, Lakewood, CO, 80226
  • Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
  • Credit Union of Denver
  • 9305 W. Alameda Ave, Lakewood, CO, 80226
  • As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.