FHA VS Conventional loan programs in Mineola, Nassau County, New York
In the year 2026, the Conventional loan cap in Mineola, located in Nassau county, NY, is $1,089,300. Meanwhile, the FHA loan threshold for a single-family house is $1,089,300.
Use the Lendersa® Conventional loan calculator to find the best rates among today's Conventional, FHA, and USDA options and determine the income, credits, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide on the most suitable program in NY for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Mineola, County of Nassau, NY
Loan Type
Loan Cap
Minimum Downpayment
Conventional Conforming
$1,089,300
3%
USDA
$0
0%
FHA
$1,089,300
3.5%
This comparison table is relevant to zip codes: 11501
Explore Conventional and FHA Loan Options in Mineola, NY
At Lendersa®, our mission is to help you acquire the best possible Conventional, USDA, or FHA loan quickly and effortlessly. You can begin with one of three starting options that lead to matching lenders and loan opportunities.
Hanover Bank provides a fresh and highly personalized approach to banking. We work harder and smarter to help you reach your goals because we know that your success and prosperity helps us build ours. YOU, our clients, are the reason for all we do. Our “fresh” approach results in products and services as individualized as our clients’ needs.
Patriot One Mortgage Bankers, LLC has been New York’s top choice for customized lending solutions since its establishment in 2006. Founded by Susan Khani, a mortgage industry professional for over 35 years, Patriot One services home buyers and homeowners in Long Island, Queens, Brooklyn, the Bronx, Staten Island, Manhattan, Westchester, and Rocklan
In business since 1997, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
990 Stewart Avenue, Suite 660, Garden City, NY, 11530
Lends in New York
Contour Mortgage Corp. has built a solid reputation for unparalleled customer service to exceed the expectations of home owners and buyers. With a multi-state licensed footprint, we are able to serve and reach more customers and offer an expansive product suite and hands-on service that our customers deserve.
Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.
New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
900 Merchants Concourse Suite #112, Westbury, NY, 11590
Lends in New York
Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate" and, since we are highly competitive with our rates
The Wisdom Capital asset-backed loan portfolio has generated a solid 6-10% return on investment (ROI), outpacing the market in year-over-year performance and offering a consistent hedge against volatility. Individual accredited investors are able to access a large marketplace of institutional quality mortgage loans sourced
