In the year 2026, the Conventional loan cap in Mineola, located in Nassau county, NY, is $1,089,300. Meanwhile, the FHA loan threshold for a single-family house is $1,089,300.
Use the Lendersa® Conventional loan calculator to find the best rates among today's Conventional, FHA, and USDA options and determine the income, credits, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide on the most suitable program in NY for your specific financial needs.
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| Loan Type | Loan Cap | Minimum Downpayment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
This comparison table is relevant to zip codes: 11501
At Lendersa®, our mission is to help you acquire the best possible Conventional, USDA, or FHA loan quickly and effortlessly. You can begin with one of three starting options that lead to matching lenders and loan opportunities.
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