Explore the differences! FHA VS Conventional loan programs in La-Grange, Dutchess County, New York

During 2025, the conventional loan ceiling in La-Grange, located in Dutchess county of NY, is set at $726,525. For an FHA loan, the limit for a single-family residence is $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast today's finest rates between Conventional, FHA, and USDA loans. Establish the income, credit, reserves, and documentation required for qualification. Our superior mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting in determining the most suitable program in NY for your economic standpoint.

Examine loan proposals from 100 lenders

Loan limits and down payment requirements for 2025 in La-Grange, Dutchess county, NY

Type of Loan Maximum Loan Down payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This comparison table pertains to these zip codes: 12569, 12603, 12540, 12510

Available Conventional and FHA loans in La-Grange, NY

The objective of Lendersa® is delivering the most suitable Conventional, USDA, or FHA loan swiftly and without complications. Choose from three initial options, leading to an alignment with lenders and loan plans.

Lendersa results for USDA loan requests


  • Adams County Bank
  • 401 North Smith Ave, Kenesaw, NE, 68956
  • Adams County Bank was originally chartered in 1878 and has been serving South-Central Nebraska ever since. The main office has been located in Kenesaw, Nebraska since 1934. To better serve our growing customer base the branch location was opened in Juniata, Nebraska in 1996. In 2009, work began on the construction of a brand new building
  • Security First National Bank of Hugo
  • 100 S Broadway St, Hugo, OK, 74743
  • Security First National Bank (SFNB) has proudly served the community of Hugo & the surrounding area for over 90 years, meeting the financial needs of some families generation after generation. At SFNB, we firmly believe in our motto, "Helping to Build a Better Community, " & strive to incorporate that attitude in everything we do every single day.
  • OneHome Mortgage
  • 200 Cautillion Dr, Youngsville, LA, 70592
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • North East Texas Credit Union
  • 1115 Lone Star Boulevard, Lone Star, TX, 75668
  • North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Garden Plain State Bank
  • 525 North Main Street, Garden Plain, KS, 67050
  • Garden Plain State Bank was granted a charter by the Kansas Banking Commission in December of 1966. The bank opened in Garden Plain Kansas on December 21, 1966. The bank enjoyed a steady growth since its inception and then made a decision to expand into the Wichita Kansas market.
  • Dillon Credit Union
  • 2704 N Lorraine Street, Hutchinson, KS, 67502
  • The Dillon Employees Credit Union was founded in 1958 to provide financial services specifically for the employees of the Dillon Companies.The credit union offices were located at the Dillon's Main Office & Warehouse at 2700 East Fourth Street, Hutchinson, KS. In 2009, we expanded our field of membership to the public to better serve the community.
  • Heartland Credit Union
  • 900 E 23rd Ave, Hutchinson, KS, 67502
  • Heartland Credit Union was formed April 1, 1948. The Credit Union started life with 14 members and $315.00 in assets. The original place of business was in the home of Clyde and Lela Burk at 528 E. Sherman in Hutchinson. We've grown to many branches throughout Central Kansas, a far cry from our original home in a residence on E. Sherman Avenue.
  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.