FHA VS Conventional loan in Union-Vale, Dutchess County, New York

In 2025, the maximum Conventional loan limit in Union-Vale, within Dutchess county, NY, is $726,525. For a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Examine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in NY is best for your financial needs.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Union-Vale, Dutchess County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,525 3%
USDA $581,220 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 12585, 12545, 12540, 12570

Exploring Conventional and FHA Loan Options in Union-Vale, NY

The aim of Lendersa® is to assist you in acquiring the best possible Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting options that lead to matching lenders and suitable loan programs.

USDA Loan Request and Matching Results via Lendersa


  • City Capital Realty
  • 1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
  • We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
  • Arixa Capital
  • 10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
  • Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
  • Crosswind Financial
  • 10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
  • Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
  • SkyOne Federal Credit Union
  • 14600 Aviation Blvd, Hawthorne, CA, 90250
  • SkyOne Federal Credit Union has been serving its members for 70 years, providing financial tools to help members save for their future, get financing for their homes and cars, and much more. As a not-for-profit organization, we are passionate about helping our members build a strong financial foundation
  • US Lending & Company Inc.
  • 12846 Hawthorne Boulevard, Hawthorne, CA, 90250
  • US Lending & Company, Inc. is South Bay’s leading mortgage lender and held in high regard throughout the entire state of California. Whether you are buying, building or refinancing, we provide our clients with education, strategy and guidance to help them achieve their financial goals.
  • Korb Capital Inc.
  • 12844 Inglewood Avenue, Hawthorne, CA, 90250
  • KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.
  • Benton County Schools Credit Union
  • 2101 NW Professional Drive, Corvallis, OR, 97330
  • Benton County Schools Credit Union is an educational employee credit union for the school districts in Benton County, Oregon. BCSCU began operation in 1953 and is still going strong today. Our mission statement is “To provide superior services and quality products in a very personal environment
  • Pacific Cascade Federal Credit Union
  • 1075 Oak Street, Eugene, OR, 97401
  • Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
  • Laneco Federal Credit Union
  • 74 Centennial Loop, Suite A, Eugene, OR, 97401
  • At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
  • Precision Capital
  • 4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
  • At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,