For the year 2026, the conventional loan limit in Shirley, within Suffolk county of NY, is $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to evaluate the leading rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage tool lets you compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to find the best program in NY for your financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $1,089,300 | 3% |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
The comparison table applies to zip codes: 11967
The mission of Lendersa® is to swiftly connect you with the most suitable Conventional, USDA, or FHA loan without hassle. Start with one of three customizable options that align you with the right lenders and loan programs.
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