FHA VS Conventional loan programs in 2025 for Yaphank, Suffolk County, New York

As of 2025, the allowable limit for conventional loans in the city of Yaphank, within the county of Suffolk, NY, is designated as $1,089,300. Comparatively, the FHA loan cap for a single-family home is set at $1,089,300.

The Lendersa® Conventional loan calculator provides an excellent comparison between today's top-rated Conventional, FHA, and USDA loan options, helping you identify necessary income levels, credit scores, reserves, and documents required for eligibility. By utilizing our sophisticated mortgage calculator, you can juxtapose Conforming Conventional loans with USDA, FHA, and VA offerings all in one place, assisting you in selecting the most fitting plan for your financial goals within NY.

Evaluate loan offerings from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements in Yaphank, Suffolk County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table is relevant to the following zip codes: 11980

Viable Conventional and FHA Loan Options in Yaphank, NY

Aiming to secure the most advantageous Conventional, USDA, or FHA loan quickly and efficiently is the Lendersa® mission. Initiate your search by selecting one of three available entry points that connect you with compatible lenders and suitable loan packages.

Showcase of Lendersa's USDA loan request and matching results


  • Colorado Lending Team LLC
  • 7887 E Belleview Ave, Suite 1100, Englewood, CO, 80111
  • Colorado Lending Team Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your.
  • CORE Finance Group
  • 6075 South Quebec Street, Suite 100, Englewood, CO, 80111
  • CORE Finance Group our mission to provide comprehensive debt and equity solutions for consumers, realtors, real estate investors, business owners, real estate developers, and builders. We regard it as a privilege to serve our clients. Our primary priority is to ensure the satisfaction of our clients’ needs.
  • Tri-State Mortgage LLC
  • 6436 South Racine Circle, Suite 114, Centennial, CO, 80111
  • Tri-State Mortgage began in 2003 by Frank Brock. Mr. Brock had worked in the the industry since 1991 and has worked for several small mortgage companies and larger firms such as: Countrywide, Key Bank and Lehman Brothers. The customer service provided by the big lenders prompted the creation of Tri-State Mortgage.
  • Oxford Mortgage LLC
  • 6300 South Syracuse, Suite 155, Centennial, CO, 80111
  • Oxford Mortgage, LLC offers a variety of loan programs to meet your needs. Our team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing another home, refinancing an outstanding loan, or consolidating debt.
  • Professional Mortgage Source LLC
  • 6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
  • Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
  • Money Max Mortgage Inc
  • 5975 South Quebec Street, Suite 275, Englewood, CO, 80111
  • Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
  • Premier Coastal Lending
  • 6436 South Racine Circle, Suite 117, Centennial, CO, 80111
  • We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
  • Prime Mortgage LLC
  • 8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
  • Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.