FHA VS Conventional loan programs in Mendon, Monroe County, New York
In 2025, the limit on Conventional loans in Mendon, found in the county of Monroe, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030. Understanding these limits is crucial for those looking to enter the housing market in these areas.
Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans to determine necessary income, credit, reserves, and documentation for qualifications. With our advanced mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA options to determine which program in NY best fits your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Mendon, County of Monroe, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for zip codes: 14534, 14472, 14506, 14467
Discover Conventional and FHA Loan Options in Mendon, NY
The primary objective of Lendersa® is to assist you in obtaining the best possible loan, whether it be a Conventional, USDA, or FHA, with ease and efficiency. By selecting one of three starting pathways, you can find matching lenders and loan programs that align with your specific needs and circumstances.
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