FHA VS Conventional loan programs in 2025 for Otisville, Orange County, New York
In 2025, the Conventional loan limit for Otisville, located in Orange County, NY, is $726,525. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore the best rates today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for eligibility. The advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the ideal program in NY for your financial needs.
2025 Loan Limits and Down Payment Requirements in Otisville, Orange, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 10963
Available Conventional and FHA Loan Options in Otisville, NY
Lendersa® aims to connect you with the best available Conventional, USDA, or FHA loans swiftly and smoothly. Select one of three pathways to find lenders and suitable loan programs.
Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
our mission has been to help first-time home buyers, low to moderate income buyers and minorities. This mission has propelled us to become the largest minority mortgage agency in the country. We are here to serve lenders, agents, and communities alike. We believe in the power of property and the positive impact we bring to the most disadvantaged co
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Gottara have truly modernized the loan process. Almost everything you need to do as our customer can be done on your phone. We also use the latest digital mortgage technology to be able to process and close loans for a fraction of the cost of our competitors and Our customers love our low rates, superlative service.
We at Capital Residential Mortgage have helped thousands of clients in the Washington DC Metro area achieve their homeownership or refinancing goals. We have handled more $100 million in mortgages. We promise to make your mortgage process easy and enjoyable. We’ll work with you to consider your loan options and pick the perfect product
MortgageVisa is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Today’s Mortgates has been making home buying dreams come true for nearly 10 years. Like many of the people that we help find financial security through their homes, we too come from humble beginnings. In 2010s, Mortgates began in an office space in the middle of Annandale. Since then, also like many of those we help find financial security.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan.
