Explore the differences! FHA VS Conventional loan programs in Otisville, Orange County, New York
In 2025, the Conventional loan limit for Otisville, located in Orange County, NY, is $726,525. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore the best rates today among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for eligibility. The advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the ideal program in NY for your financial needs.
2025 Loan Limits and Down Payment Requirements in Otisville, Orange, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,525
3%
USDA
$581,200
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 10963
Available Conventional and FHA Loan Options in Otisville, NY
Lendersa® aims to connect you with the best available Conventional, USDA, or FHA loans swiftly and smoothly. Select one of three pathways to find lenders and suitable loan programs.
2081 Business Center Drive, Suite 130, Irvine, CA, 92612
Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.
19800 MacArthur Boulevard, Suite 300, Irvine, CA, 92612
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients.
2082 Business Center Drive, Suite 235, Irvine, CA, 92612
Founded in 2008, American Star Mortgage is one of the most respected independent mortgage lenders in the United States. Our mission is to be your first choice in financing your homeownership, and to build prosperity in the communities we serve. To accomplish this goal, we continue to do what we do best: deliver exceptional mortgage service.
19900 MacArthur Blvd, Suite 610, Irvine, CA, 92612
PrimeStone Mortgage was established with one goal in mind; to give borrowers confidence in the lending process again. Our streamlined system takes the stress out of the home buying experience. We were founded on 3 core principals; Consistency, Efficiency and Integrity. We feel with these simple practices we can meet all of our client’s needs.
2081 Business Center Dr, Suite 180, Irvine, CA, 92612
"At FundingUSA.com we treat our clients with courtesy and integrity. We guarantee realistic, honest mortgage advice that achieves results. Our years of experience and notable expertise ensure that your financial future is in good hands.
Our consistent track record of uncompromising ethics instills confidence and trust."
Trifecta RE We are experienced company with over 100 active loans and 3400 loans successfully closed. More than 80% of our clients are return customers or client referrals and We are not a slick, high profit machine. We are a family owned, family oriented business. We believe in working smart and working hard to achieve.
19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
We are here to serve our customers and deliver on our promises. Everything we do is focused on helping our real estate agents and customers get the financing they need in the time they need it. Our mission is to always deliver on our promises and be the innovator and leader in the mortgage industry.
19000 MacArthur Blvd, Suite 200, Irvine, CA, 92612
LoanStream Wholesale is a full-service Mortgage Banker, dedicated to serving the needs of Mortgage Brokers for all prime and non-prime lending needs. With great rates and fantastic service, we are focused on being the "one" lender and the last lender you will ever need. Over 30 years of mortgage banking experience
