In 2025, the conventional loan limit for Niagara-Falls, in the county of Niagara, NY is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess your qualifications by examining the income, credit, reserves, and documentation needed. Our advanced mortgage calculator allows you to juxtapose Conforming Conventional loans with USDA, FHA, and VA loans, thereby aiding you in choosing the optimal program in NY for your financial circumstances.
Browse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to the following zip codes: 14303, 14302, 14301, 14305, 14304
The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without complications. Choose one of the three paths offered to connect with suitable lenders and loan programs.
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