FHA VS Conventional loan programs in Lewiston, Niagara County, New York
Throughout 2025, the conventional loan limit in Lewiston, found within Niagara county, NY, is $726,200. In contrast, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program in NY for your specific financial scenario.
Loan Limits and Down Payment Requirements for 2025 in Lewiston, Niagara, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 14305, 14092, 14109, 14132, 14131, 14174, 14107, 14144
Explore Conventional and FHA Loan Choices in Lewiston, NY
The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting paths to match with lenders and identify loan programs suitable for you.
MC & Associates, Inc find everything you need to buy, sell, or refinance a home in the area as well as learn about the market value of homes. You can now search for homes with detailed descriptions, photos, community and school information and so much more.as a refinance and real estate professional.
Joseph R. Mercurio Real Estate and Mortgage is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment.
North County Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every client is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
At Tradition Financial, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of mortgage options and best of all quality service and individual attention. We have been providing exceptional service and highly competitive rates since 2006.
We are a full service mortgage broker started in 2004 that follows the Golden Rule and offers five star service and the best rates in the business. We offer conventional, subprime, construction, renovation, jumbo, FHA, VA and USDA loans as well as private mortgages. We look forward to the opportunity to provide you with five star service.
San Diego hard money lenders offering investors higher returns on their money and real estate professionals the money they need to fix and flip houses. To put it simply, we care. We care about our investors and borrowers, and are only interested in creating win/win situations for those who partner with us.
When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.
