FHA VS Conventional loan in Niagara, Niagara County, New York
In the year 2025, the conventional loan limit set for Niagara, which is within the county of Niagara, NY, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® Conventional loan calculator to compare the most competitive rates for Conventional, FHA, and USDA loans available today. Discover the needed income, credit score, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, thus helping you select the program in NY that best aligns with your unique financial needs.
2025 Loan Limits and Down Payment Requirements in Niagara, Niagara, NY
Loan Type
Maximum Loan
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 14305, 14304
Exploring Conventional and FHA Loan Paths in Niagara, NY
The aim of Lendersa® is to efficiently connect you with the top Conventional, USDA, or FHA loan options without hassle. Choose your starting point from three available paths, leading you to matched lenders and tailored loan programs.
23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
22936 Mill Creek, Suite A, Laguna Hills, CA, 92653
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
23046 Avenida de La Carlota, Suite 665, Laguna Hills, CA, 92653
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
22981 Triton Way, Suite D, Laguna Hills, CA, 92653
Greentree Property Management is dedicated to providing you with the highest standards in property management. As opposed to other companies who will also focus on homeowner association management, we choose to focus only on property management services for residential properties.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
23276 S Pointe Dr, Suite 113, Laguna Hills, CA, 92653
Binesh Realty Group has been in the Real Estate services business in the Orange County markets for many successful years and will be here for many more. This longevity and confidence comes from our Real Estate services to a great many buyers and sellers, and their recommendations to others that result in repeat
23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
