FHA VS Conventional loan in North-Greenbush, Rensselaer County, New York

In the year 2025, the Conventional loan limit for North-Greenbush, within Rensselaer county in NY, is set at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans, determining income, credit, reserves, and documents needed for qualification. This advanced calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans to help decide on the best program for your needs in NY.

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Loan Limits and Down Payment Requirements for 2025 in North-Greenbush, Rensselaer, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applies to zip codes: 12180, 12144, 12198

Options for Conventional and FHA Loans in North-Greenbush, NY

Lendersa® aims to help you secure the best Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting methods that connect you with matching lenders and loan solutions.

Detailed Lendersa USDA loan requests


  • New Horizon Mortgage, Inc.
  • 11106 West Avenue, San Antonio, TX, 78213
  • The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Residential Capital Group LLC
  • 27404 Arrowhead Lane, Conifer, CO, 80433
  • Residential Capital Group was founded in 2000 . Over the last decade we have built a strong reputation as an outstanding mortgage broker among the lending community. We have achieved preferred status and honored recognition with our lending partners. Through continued education and intensive industry research
  • 3-D Mortgage, LLC
  • 2493 Quinlan Gulch, Woodland Park, CO, 80863
  • At 3-D Mortgage we are committed to building long term relationships. We are dedicated to providing individual attention and service. We care not only about your current mortgage and financial needs, We also care about you, your future and your long term goals. We provide individual attention and service.
  • Skyridge Lending, LLC
  • 509 Scott Ave, Suite 154, Woodland Park, CO, 80863
  • Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA
  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.
  • Synergy Home Loans, LLC
  • 13526 George Rd, Suite 208, San Antonio, TX, 78230
  • Synergy Home Loans, LLC is a locally owned, full service, mortgage company committed to helping home buyers select the mortgage option that best fits their needs while providing the greatest value. We understand that every borrower is different, and offer a variety of programs and products to meet your individual requirements
  • Clarity Mortgage
  • 2929 Mossrock, Suite 118, San Antonio, TX, 78230
  • Clarity Mortgage was founded by its current President, Geoff Snyder. With over a decade of experience in the lending industry, Geoff and his team can provide any type of loan to their customer base.You can always count on frequent updates and explanations that are easy to understand as we help you navigate through the loan process
  • Vision Mortgage Company, Ltd.
  • 7800 W I-10, Suite 112, San Antonio, TX, 78230
  • "Vision Mortgage Company, Ltd. offers a wide array of loan products ranging from the traditional residential & commercial funding to private portfolio alternative loan sources and non-QM financing. Residential loans include new construction financing for primary residences, commercial businesses, as well as equipment and credit line sources."
  • Proactive Lending Group
  • 10004 Wurzbach Rd, San Antonio, TX, 78230
  • Proactive Commercial Lending Group, LLC was formed back in 2003 by Bruce Myles with the thought that many good, hard working business owners were not getting the Banking Services they needed to survive, maintain and grow their business.We are able to apply more more relaxed credit and property restrictions.