FHA VS Conventional loan programs in Wynantskill, Rensselaer County, New York

For 2025, the Conventional loan limit in Wynantskill, within Rensselaer county of NY, is set at $726,200. The FHA limit for a single-family residence is fixed at $472,030.

Utilize Lendersa® Conventional loan calculator to analyze and contrast today's leading rates among Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you in choosing the ideal program in NY to meet your financial objectives.

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2025 Loan Limits and Down Payment Requirements in Wynantskill, Rensselaer County, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 12180, 12198

Explore Conventional and FHA Loan Options in Wynantskill, NY

The mission of Lendersa® is to facilitate rapid and hassle-free access to the best possible Conventional, USDA, or FHA loan. Choose either of three starting paths to connect with matching lenders and loan programs.

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  • UNIFI Group, Inc.
  • 1314 High Street, Suite 1, Alameda, CA, 94501
  • "UNIFI Group, Inc. is a leading real estate and mortgage brokerage servicing the Greater Bay Area since 1988. Founded by the late Joyce T. Cheng, it was her experience as a young manager of an Oakland Chinatown bank that inspired a lifelong goal to empower the immigrant community with access to mortgage financing"
  • Estar Mortgage
  • 2413 Webb Ave, Suite E, Alameda, CA, 94501
  • Whether you are a first time home buyer or looking for a reverse mortgage, EstaR Mortgage is here to help you accomplish your home mortgage goals. With 17 years of experience in the East Bay, EstaR is your trusted mortgage broker for Oakland, Alameda, San Leandro and beyond. We are licensed in California, Oregon, and Washington.
  • Direct Mortgage Funding
  • 236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030
  • Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.
  • Sonoma County Mortgages
  • 1450 Neotomas Ave, Suite 115, Santa Rosa, CA, 95405
  • Sonomacountymortgages.com was founded in 2010 by Scott Sheldon, a direct mortgage lending officer who grew tired of the lack of online resources for consumers to access relevant mortgage information for the North Bay/Sonoma County markets. Today, Sheldon’s vision has created a popular mortgage loan website for fulfilling a need consumers
  • Cypress Financial
  • PO Box 9418, Santa Rosa, CA, 95405
  • Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
  • A-1 Loans & Investments
  • 411 Farmers Lane, Santa Rosa, CA, 95405
  • A-1 Loans & Investments Specializing in private money loans allows A-1 to review each loan on a case by case basis to determine if the loan meets the needs of the borrowers and the requirements of private investors.A-1 is a member of the California Mortgage Association which provides the latest updates regarding changes.
  • BaySierra Financial, Inc.
  • 1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
  • BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
  • emortgages.com
  • 1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
  • Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
  • Redwood Empire Home Loans, Inc.
  • 1930 Primrose Drive, Petaluma, CA, 94954
  • At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd., Suite D, Petaluma, CA, 94954
  • First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions
  • FJM Private Mortgage Fund
  • 1372 N McDowell Blvd. Suite D, Petaluma, CA, 94954
  • Founded in 2012, First Bridge Lending specializes in providing fast and creative debt solutions for both commercial and residential property types. With over 100 combined years of lending and investing experience, the principals at First Bridge Lending understand our borrower’s needs and know how to deliver optimal financing solutions.