FHA VS Conventional loan programs in Otsego, Otsego County, New York
In 2025, the Conventional loan limit in Otsego, within Otsego county, NY, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare the best available rates today among Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit score, reserves, and documents needed to qualify. With our comprehensive mortgage calculator, view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most appropriate program in NY for your financial situation.
2025 Loan Limits and Down Payment Requirements in Otsego, Otsego County, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for the following zip codes: 13326, 13348, 13337
Conventional and FHA Loan Options in Otsego, NY
Lendersa® is committed to providing you with the best possible Conventional, USDA, or FHA loan options quickly and without hassle. Choose from three pathways to connect with matching lenders and loan programs.
Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law.
Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
170 West Mission Avenue, Suite 2, Escondido, CA, 92025
Mario Cisneros, a personal finance expert with Latin Financial Group. Our sole purpose of educating homeowners on how to better create wealth through mortgage planning. Mortgage planning is the process of utilizing and leveraging borrowers’ home mortgages to help them better and more quickly achieve their short- and long-term financial goals.
1835A-S. Centre City Parkway, Suite 182, Escondido, CA, 92025
AIS Enterprise, Inc We offer a variety of loan programs for home buyers with competitive rates and terms. Our expert team of mortgage professionals has extensive experience in a vast variety of mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with bad or low credit.
333 South Juniper Street, Suite 105, Escondido, CA, 92025
Home Financing Specialists Providing the lowest rates and closing costs in combination with my award winning customer service has allowed me to develop lasting business and personal relationships over the years Obtaining a home loan is the largest financial investment for a majority of individuals and families.
508 West Mission Avenue, Suite 200, Escondido, CA, 92025
Robison Home Loans mission is to provide clarity, direction and peace to peoples dreams. Our main area of focus is on financing residential property. Our clients rave about the education, communication and pricing they receive when doing a home mortgage with us. As a local owned mortgage company we fund loans in our own name
With over 50 years of combined experience, Focus Capital has found its specialized niche – delivering creative solutions for our clients and providing a variety of elite services in the areas of retail, wholesale, and private lending. Our industry-leading tools equip buyers with knowledge.
500 La Terraza Blvd Suite 150, Escondido, CA, 92025
We are an established business with Realtors and Loan Officers with many years of experience. We are a one stop shop! As Realtors serving all of SD and SW Riverside, our goal is to help you meet your needs financially, help you relocate, make the process less stressful and most importantly get you top dollar for your property.
