FHA VS Conventional loan programs in 2025 for Porter, Niagara County, New York
As of 2025, the conventional loan limit for a single-family home in Porter, which is in Niagara county, NY, stands at $726,200. Meanwhile, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to evaluate and compare today's leading rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents to meet qualification standards. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, helping you decide the best-suited program in NY for your financial requirements.
2025 Loan Limits and Down Payment Requirements in Porter, Niagara, NY
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 14131, 14174
Understanding Conventional and FHA Loan Options in Porter, NY
At Lendersa®, our mission is to secure the best Conventional, USDA, or FHA loans efficiently and without hassle. Choose one of three beginning paths to find matching lenders and loan programs that fit your needs.
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Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
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