FHA VS Conventional loan in Ridge, Suffolk County, New York
In the year 2025, the Conventional loan limit set in Ridge, which is part of the county of Suffolk, NY, is $1,089,300. Conversely, the FHA limit for a single-family home is designated as $1,089,300. These limits provide essential guidelines for potential homebuyers seeking loans to support their real estate ventures and ensure they understand the available financing landscape.
Utilizing the Lendersa® Conventional loan calculator allows you to scrutinize and evaluate today's finest rates for loans such as Conventional, FHA, and USDA. It helps you determine the necessary income, credit score, reserves, and documentation needed for qualification. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans in a comprehensive side-by-side arrangement, empowering you to select the most appropriate program available in NY according to your specific financial demands.
2025 Loan Limits and Downpayment Requirements in Ridge, Suffolk, NY
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is relevant to the following zip codes: 11961, 11786
Explore Conventional and FHA Loan Opportunities in Ridge, NY
Lendersa® strives to help you acquire the most suitable Conventional, USDA, or FHA loan options swiftly and without unnecessary hassle. Begin by selecting one of the three pathways designed to connect you with matching lenders and appropriate loan programs that meet your individual requirements.
401 North Wickham Road Suite L, Melbourne, FL, 32935
Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.
McCoy Federal Credit Union is a full-service financial cooperative, assisting consumers and small business owners with achieving their financial goals since 1954. Unlike banks whose purpose is to create profit for stockholders, our focus is to serve our Members with all of their financial needs.
6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At BankIowa, community banking is a commitment and a responsibility. We will deliver the highest quality banking experience for our customers while fulfilling their financial needs with a broad array of products and services. Employees, contributing to our customer's and the Bank's success, are our most important asset
Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
Waumandee State Bank has been serving West Central Wisconsin since 1914. We strive for excellence in our products and customer service. Our employees take pride in helping to build strong communities through volunteer work, donations, and collaboration with local organizations. Waumandee State Bank strives to strengthen our communities.
680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
