FHA VS Conventional loan programs in Southold, Suffolk County, New York
For 2025, in Southold within Suffolk county, NY, the limit on Conventional loans is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess today's prime rates between Conventional, FHA, and USDA loans, determining income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options, aiding you in selecting the most appropriate program in NY for your financial situation.
2025 Loan Limits and Downpayment Specifications in Southold, NY
Type of Loan
Maximum Loan
Downpayment Needed
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparative table is applicable to the following zip codes: 11939, 11956, 11957, 11948, 11944, 11971, 11935, 06390, 11958, 11952
Exploring FHA and Conventional Loan Options in Southold, NY
The ambition at Lendersa® is to swiftly connect you with the best available loan packages—Conventional, USDA, or FHA—without any complications. Choose one of three starting routes, each designed to link you with suitable lenders and loan programs.
7007 College Blvd, Suite 600, Overland Park, KS, 66211
Your home is one of the greatest investments you’ll make. Let BNC help you by taking the guesswork out of securing your mortgage loan. BNC National Bank is a full-service community bank dedicated to providing deposit accounts, commercial lending mortgages, online banking and wealth management products and services to businesses and consumers.
Buying and selling a house is an emotional process. We understand that better than most, and our agents are here to be your trusted advisor and lifelong friend. We’re dedicated to the people of Kansas and Missouri and believe everyone should be able to find home. That’s why we do what we do.
10977 Granada Lane, Suite 225, Overland Park, KS, 66211
First Financial Mortgage Services can really save you money. You will provide information about your employment, assets, and residence history. With your permission, we will run your credit score and report. After we've finished reviewing the provided information, we'll provide a pre-qualification letter.
6900 College Blvd, Suite 740, Overland Park, KS, 66211
Community Lending of America focuses on local referral based relationships. Each client receives personal service unlike any competitor in the region. The decision of mortgage financing should depend on personal goals and current market conditions, this is not the same for all borrower's.
When the bank opened in 1884, the founders had a clear vision: safeguarding people’s money so they could realize their dreams, & contributing to the community, making it a great place to live and work. In 1951, Russell Bauman joined the State Bank of Kerkhoven. He purchased the bank in 1976 & carried the vision forward with unwavering dedication.
First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. We'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.
Security Bank USA is a full-service community bank that measures our success by the success of our customers. Our goal is to make your life easier by providing you with personal and professional financial specialists who understand your needs. Our mission is to make Security Bank USA the preferred banking destination for our customer
Business owners no longer have to rely on traditional banks for finding business capital. From lines of credit, RE investor loans, equipment or invoice financing, we offer a variety of financing solutions at competitive interest rates and terms. We work one-on-one with our clients to help align them with the funding programs that best meet their ne
