FHA VS Conventional loan in Southold, Suffolk County, New York
For 2025, in Southold within Suffolk county, NY, the limit on Conventional loans is $1,089,300, whereas the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® Conventional loan calculator to assess today's prime rates between Conventional, FHA, and USDA loans, determining income, credit, reserves, and document requirements for qualification. Our advanced mortgage calculator places Conforming Conventional loans beside USDA, FHA, and VA options, aiding you in selecting the most appropriate program in NY for your financial situation.
2025 Loan Limits and Downpayment Specifications in Southold, NY
Type of Loan
Maximum Loan
Downpayment Needed
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparative table is applicable to the following zip codes: 11939, 11956, 11957, 11948, 11944, 11971, 11935, 06390, 11958, 11952
Exploring FHA and Conventional Loan Options in Southold, NY
The ambition at Lendersa® is to swiftly connect you with the best available loan packages—Conventional, USDA, or FHA—without any complications. Choose one of three starting routes, each designed to link you with suitable lenders and loan programs.
1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
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United Bank Downtown Banking CenterSince 1914, United Bank has been dedicated to building long term relationships with our customers. Our mission is to be the premier community banking institution providing financial services for our market, by surpassing customer's expectations and fulfilling community needs in a manner that enhances value.
Old National Bancorp is the largest financial services holding company headquartered in Indiana. With $24.0 billion in assets, we rank among the top 100 banking companies in the United States. Since our founding in Evansville, Ind., in 1834, we have focused on community banking by building long-term highly valued partnerships with our clients.
National Exchange Bank & Trust has proudly served Southeastern Wisconsin since 1933. We are an independent, family-owned financial institution that has been held in high regard as one of the highest rated financial institutions in the Midwest for many years. Our performance is supported by a strong balance sheet, prudent asset management.
The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
At Field & Main Bank®, we believe that banking should be built on more than transactions. It should start with relationships. We have a heart for service and an appreciation for innovative experiences. We’re changing lives and strengthening communities by approaching relationships with care, honoring our values.
