FHA VS Conventional loan in Windsor, Broome County, New York

During 2026, in Windsor located in Broome County, NY, the Conventional loan limit is $726,200, whereas the limit for an FHA loan on a single-family home is $472,030.

Lendersa's current view for Conventional loan rates
Comparative tool for loan calculators

Use the Lendersa® Conventional loan calculator to analyze today’s best rates between Conventional, FHA, and USDA loans. This tool helps you assess income, credit, reserves, and documents needed for qualifying. With our advanced calculator, compare Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program in NY suited to your financial situation.

Browse loan offers from a wide selection of 100 lenders

2026 Loan Limits and Downpayment Requirements in Windsor, County of Broome, NY

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table covers zip codes: 13865

Conventional and FHA Loan Choices Available in Windsor, NY

The aspiration of Lendersa® is to speedily secure you the ideal Conventional, USDA, or FHA loan, devoid of hassle. Choose from three starting options that align you with matching lenders and loan products.

  1. Submit a comprehensive request with optimization for Conventional/USDA/FHA loans
  2. Discover Conventional, USDA, and FHA rates and terms initially
  3. Access the largest database of Conventional lenders available
Findings for Lendersa USDA loan request matches


Windsor Lenders


  • Tioga State Bank, National Association
  • 1430 Upper Front St, Binghamton, NY, 13901
  • Lends in New York

  • Tioga State Bank has been providing loans to business customers and forming long lasting relationships for over 150 years. We believe it’s in your best interest to have a working relationship with a local banker; one that takes time to learn your business. We know what it takes for a business to get started and to succeed. As local bankers, we know

  • UHS Employees Federal Credit Union
  • 33-57 Harrison Street, Johnson City, NY, 13790
  • Lends in New York

  • UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Visions Federal Credit Union
  • 24 McKinley Avenue, Endicott, NY, 13760
  • Lends in New York

  • At Visions, we condemn racism, violence, discrimination, and hatred toward any person or persons. It is in our foundation as a credit union to accept and serve all members equally, regardless of their race, social status, or financial position This spirit of inclusion extends to our homes and our employees, too.
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