Explore the differences! FHA VS Conventional loan programs in Chillicothe, Ross County, Ohio

In 2025, the Conventional loan limit in Chillicothe, within Ross county, OH, is set at $726,200. For a single-family home, the FHA limit stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to effectively compare rates for today's Conventional, FHA, and USDA loans. This tool helps ascertain the necessary income, credit, reserves, and documents for applying. Our advanced mortgage calculator allows for side-by-side comparison of Conforming loans alongside USDA, FHA, and VA options, assisting in selecting the best program in OH for your financial needs.

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Loan Limits & Down Payment Requirements for 2025 in Chillicothe, Ross, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table relates to the zip codes: 45601

Conventional and FHA Loan Options in Chillicothe, OH

The goal of Lendersa® is to ensure you obtain the best possible loan, whether it be a Conventional, USDA, or FHA loan, quickly and without hassle. Select one of three starting methods that align with your financial needs to find matching lenders and loan options.

Lendersa's USDA loan request outcomes


  • DeWitt Savings Bank
  • 302 W Main Street, Clinton, IL, 61727
  • Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.
  • Americhoice Federal Credit Union
  • 2175 Bumble Bee Hollow Rd, Mechanicsburg, PA, 17055
  • AmeriChoice Federal Credit Union was founded in 1970 by a small group of IBM Corporation employees. Through the years, we’ve grown by extending eligibility to the South Central PA Community including Adams, Cumberland, Dauphin, Lebanon, Perry or York Counties. Today, we are more than 15, 000 members strong with assets exceeding $180 million.
  • Mortgage Store Co
  • 1311 S Princeton Ave, Arlington Heights, IL, 60005
  • The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
  • The Hill Mortgage Company
  • 75 Executive Drive, Suite 117, Aurora, IL, 60504
  • The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
  • Shamrock Mortgage Inc
  • 1723 Simms Street, Suite 201, Aurora, IL, 60504
  • Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.
  • LendingDeck
  • 1401 E Cary St, Suite 400-A, Richmond, VA, 23219
  • LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.