FHA VS Conventional loan programs in Chillicothe, Ross County, Ohio
In 2026, the Conventional loan limit in Chillicothe, within Ross county, OH, is set at $726,200. For a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to effectively compare rates for today's Conventional, FHA, and USDA loans. This tool helps ascertain the necessary income, credit, reserves, and documents for applying. Our advanced mortgage calculator allows for side-by-side comparison of Conforming loans alongside USDA, FHA, and VA options, assisting in selecting the best program in OH for your financial needs.
Loan Limits & Down Payment Requirements for 2026 in Chillicothe, Ross, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table relates to the zip codes: 45601
Conventional and FHA Loan Options in Chillicothe, OH
The goal of Lendersa® is to ensure you obtain the best possible loan, whether it be a Conventional, USDA, or FHA loan, quickly and without hassle. Select one of three starting methods that align with your financial needs to find matching lenders and loan options.
South Central Bank will provide shareholders, customers, team members, and the community with open, honest financial experiences that exceed expectations. South Central Bank will always be the first choice provider for banking solutions that instill confidence among customers, team members, and the community.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.
First National Home Mortgage is a team. Mortgage professionals with decades of experience backed by First National Bank in Howell’s 125+ year history for providing the very best financial services. Buying a home is among life’s most important financial decisions. Refinancing your mortgage can be too.
We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
