FHA VS Conventional loan programs in 2026 for Circleville, Pickaway County, Ohio

In 2026, the Conventional loan limit in Circleville, within Pickaway county, OH, is $726,200, whereas the FHA limit for a single-family home is $488,750.

Lendersa®'s Conventional loan calculator lets you compare the best rates for Conventional, FHA, and USDA loans, evaluating the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal program in OH for your financial needs.

Explore loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Circleville, Pickaway, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This table applies to the zip codes: 43113

Options for Conventional and FHA Loans in Circleville, OH

The goal of Lendersa® is to quickly connect you with the best possible Conventional, USDA, or FHA loans, hassle-free. Choose one of three paths to find and match with loan programs and lenders.

Results from Lendersa USDA loan requests and matches


Circleville Lenders

  • Direction Mortgage
  • 649 Lancaster Pike, Suite 100, Circleville, OH, 43113
  • Lends in Ohio
  • Direction Mortgage has helped thousands of people navigate their way through the home buying maze and achieve their dream of home ownership...and we’ve done so with pride since 1992. We can help you obtain an FHA (Federal Housing Administration), USDA Rural Development, VA or Conventional loan. Direction Mortgage can help you find the loan

  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • Lends in Ohio
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase
    Low Fixed Rates
    Variable Rates
    Conventional Mortgages
    FHA • VA
    First Time Buyers
    Refinance
    Cash Out"

  • Chivaho Federal Credit Union
  • 190 North Bridge Street, Chillicothe, OH, 45601
  • Lends in Ohio
  • The mission of Chivaho Federal Credit Union is to provide opportunities to build member wealth and security through affordable financial services, creating a stronger community. Chivaho is a non-profit organization owned and operated by its members. The birth of the Credit Union began with seven members contributing $5.00 each

  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Lends in Ohio
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.

  • Central Ohio Mortgage
  • 2057 Stringtown Rd, Grove City, OH, 43123
  • Lends in Ohio
  • At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.

  • The Justus Sharp Team of NFM Lending
  • 4084 Gantz Rd, Grove City, OH, 43123
  • Lends in Ohio
  • Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio

  • Telhio Credit Union
  • 96 North Fourth Street, Columbus, OH, 43215
  • Lends in Ohio
  • Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.

  • Education First Credit Union
  • 510 E Mound Street, Columbus, OH, 43215
  • Lends in Ohio
  • Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.

  • CME Federal Credit Union
  • 365 South 4th Street, Columbus, OH, 43215
  • Lends in Ohio
  • CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.